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NFCU Cash Rewards Highest CL!

xiownthisplacex
Frequent Contributor

NFCU Cash Rewards Highest CL!

I applied online and got an error message when I submitted it, said to call the 866 number and I thought they had declined me Smiley Sad

 

So I called in, they said the application wasn't received due to a server error. They asked me the application info again and was approved right away for a $24,000 CL, my highest yet!!

 

Are NFCU CLI SP or HP and how long should I wait? Pretty excited with this high CL already, but if it's a SP doesn't hurt to ask in the future lol.

Message 1 of 21
20 REPLIES 20
peghede
Valued Contributor

Re: NFCU Cash Rewards Highest CL!

Congrats on the approval m8, now since u got 24k you'll might end up there for long time with that limit.

Message 2 of 21
AverageJoesCredit
Mega Contributor

Re: NFCU Cash Rewards Highest CL!

Congrats on a huge slSmiley Happy

Message 3 of 21
tydawg
Valued Contributor

Re: NFCU Cash Rewards Highest CL!

You can go up to $50k if you have the income to support it Smiley Wink

Message 4 of 21
doinit1
Valued Contributor

Re: NFCU Cash Rewards Highest CL!

Congrats!! Pretty awesome...great SL...Smiley Happy

American Express Business Gold(NPSL 10k) Chase CSP (25k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(4.1k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (1k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(4.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (500✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until June 2021

FICO 8 Scores EX 700 EQ 696 TU 703
AAOA 5.2yrs TCL=268,700
Message 5 of 21
Musiclover
Super Contributor

Re: NFCU Cash Rewards Highest CL!

Outstanding! Congratulations!


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 6 of 21
meatman1
Established Contributor

Re: NFCU Cash Rewards Highest CL!


@xiownthisplacex wrote:

I applied online and got an error message when I submitted it, said to call the 866 number and I thought they had declined me Smiley Sad

 

So I called in, they said the application wasn't received due to a server error. They asked me the application info again and was approved right away for a $24,000 CL, my highest yet!!

 

Are NFCU CLI SP or HP and how long should I wait? Pretty excited with this high CL already, but if it's a SP doesn't hurt to ask in the future lol.


Any data points to share..scores--time with NFCU--ETC

Message 7 of 21
xiownthisplacex
Frequent Contributor

Re: NFCU Cash Rewards Highest CL!


@meatman1 wrote:

Any data points to share..scores--time with NFCU--ETC


Just joined on July 10th with the $5 minimium for now, score is 751 from them, highest CL was $15k (new chase slate is $18.2k but hasn't reported yet and carecredit is $25k but hasn't reported).

Message 8 of 21
tel12
Established Contributor

Re: NFCU Cash Rewards Highest CL!


@xiownthisplacex wrote:

I applied online and got an error message when I submitted it, said to call the 866 number and I thought they had declined me Smiley Sad

 

So I called in, they said the application wasn't received due to a server error. They asked me the application info again and was approved right away for a $24,000 CL, my highest yet!!

 

Are NFCU CLI SP or HP and how long should I wait? Pretty excited with this high CL already, but if it's a SP doesn't hurt to ask in the future lol.


CLI requests are always a HP. Congratulations on the approval.
FICO 8 Scores Eq 821 Ex 820 TU 841, 228K Available CL, 1% Util


Message 9 of 21
meatman1
Established Contributor

Re: NFCU Cash Rewards Highest CL!

Does anyone know if applying for a 2nd card (have GoRewards 2900- May 13, 15k CLOC May 13, & 32k Auto loan)  around 65 days will adversly affect the CLI request at 91 days-3rd statement cut time frame???????

Message 10 of 21
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