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NFCU Cash Rewards approved!

Trekkie813
Regular Contributor

NFCU Cash Rewards approved!

After much combing of the forums, I joined Navy League of San Diego a few weeks ago.  When I got my member number from them I went ahead and did the paper app for NFCU last Monday.  Hadn't heard anything from NFCU except to upload additional info.  Called this morning to see if everything was approved and the gentleman on the phone said I'm good to go and helped me with setting up my online account.  I contemplated apping for the Cash Rewards so soon without getting welcome packets etc. and got the nerve to just do it when I was sitting in line at the bank for my job.  Went ahead and apped thru the mobile app and BOOM! instantly approved for $2600 at 15%.  Can't wait to see what this will grow to in time.   Should have the card in 5-7 days according to the app.  Thank you MyFico-ers for all the info on joining thru NLSD.  

Data points

pulled EX for membership 677 and TU for the card 655
Income is at $51k plus bonus structure

AAoA 2y5m

Util 2%

Starting Scores: 09.03.16
EQ: 569 TU: 591 EX: 570

Current Scores:
EQ: 674 TU: 730 EX: 679
Message 1 of 17
16 REPLIES 16
Aduke1122
Senior Contributor

Re: NFCU Cash Rewards approved!

Congrats Op , looks like they are moving away from Just pulling Eq and TU and now using EX
Message 2 of 17
Trekkie813
Regular Contributor

Re: NFCU Cash Rewards approved!

I was shocked to see the EX pulled... Counted on the EQ but glad bc my Ex is higher lol
Starting Scores: 09.03.16
EQ: 569 TU: 591 EX: 570

Current Scores:
EQ: 674 TU: 730 EX: 679
Message 3 of 17
Aduke1122
Senior Contributor

Re: NFCU Cash Rewards approved!

I'm glad to see it too , I have too many Hp from Navy on my TU and Eq lol maybe next time I can get a EX pull
Message 4 of 17
Aduke1122
Senior Contributor

Re: NFCU Cash Rewards approved!

Plus that's my best score right now too
Message 5 of 17
Trekkie813
Regular Contributor

Re: NFCU Cash Rewards approved!

I was thinking of waiting and couldn't help but try. This for me was probably the card I wanted the most after reading so much about them here. Now we wait to see what future increases hold. I know my scores aren't great but they're also not horrible. Darn the itchy trigger fingers lol
Starting Scores: 09.03.16
EQ: 569 TU: 591 EX: 570

Current Scores:
EQ: 674 TU: 730 EX: 679
Message 6 of 17
dendom02
Valued Contributor

Re: NFCU Cash Rewards approved!

Congrats! Welcome to NFCU 👍

Message 7 of 17
AverageJoesCredit
Mega Contributor

Re: NFCU Cash Rewards approved!

Way to ficoSmiley Wink With your income, i wouldnt be suprised to see you get that 2600 up to 15k plus on your first cli attemptSmiley Wink
Message 8 of 17
Trekkie813
Regular Contributor

Re: NFCU Cash Rewards approved!

Fingers crossed for sure AJC. Can't wait.
Starting Scores: 09.03.16
EQ: 569 TU: 591 EX: 570

Current Scores:
EQ: 674 TU: 730 EX: 679
Message 9 of 17
Tigers09
Valued Contributor

Re: NFCU Cash Rewards approved!

Congrats on your approval!! It can grow quick for you
State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (10,000) ~ PenFed Promise (1,000) ~ PenFed OLOC (500) ~ Discover ($1,100) ~ Citi DC (2,200) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (2,700) ~ NFCU CLOC (15,000) ~ Venture (10,300) ~ DCU Visa (5,000) ~ Chase Freedom (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG (1,000) ~ Amex BCE (1,000) ~ Care Credit (15,000)
Current Scores (6/6/18): 697 Transunion, 659 Equifax, 674 Experian
Message 10 of 17
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