Greetings!
After 7 years without applying for a credit card of my own... I was approved!!
After closing on my new home today, I took a chance and applied for the CashRewards credit card from NFCU (being part of this forum gave me confidence to take a chance). My credit score was in the high 400's last xmas and after 6 months of heavy rebuild of my credit, I was able to applied for a VA home loan with a mid fico score of 620's... After feeling lucky, I applied and got approved for $24,000 credit limit! Amazing... my current scores EX 636 TU 656 EF 672 - They pulled TU Fico 4 - 656.
My credit history is 17 years old, I have to small medical bills in collections, a short sale 3 years ago and 5 accounts with a negative history. I have for small credit cards (all under 4% uti.) a car loan, and student loans. I still cant believe it 
- Keep working on yor credit it pays off!
Congrats on your new home and your new credit card!
This is pretty awesome..Congratulations on your approval...keep up the good work!! Also congratulations on your new home...
NewHome and Navy sounds like a match made in heaven. Big grats
Congrats on the card and the home!
Congratulations on the new home and card approval with a super nice start line.
@Anonymous wrote:Greetings!
After 7 years without applying for a credit card of my own... I was approved!!
After closing on my new home today, I took a chance and applied for the CashRewards credit card from NFCU (being part of this forum gave me confidence to take a chance). My credit score was in the high 400's last xmas and after 6 months of heavy rebuild of my credit, I was able to applied for a VA home loan with a mid fico score of 620's... After feeling lucky, I applied and got approved for $24,000 credit limit! Amazing... my current scores EX 636 TU 656 EF 672 - They pulled TU Fico 4 - 656.
My credit history is 17 years old, I have to small medical bills in collections, a short sale 3 years ago and 5 accounts with a negative history. I have for small credit cards (all under 4% uti.) a car loan, and student loans. I still cant believe it
Nice..congrats. Thanks for posting this as somewhere I seen a thread which was implying 600 to mid 600 scores didn't get very high limits...you certanly put that in perspective. Thanks