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NFCU FINALLY LET ME IN THE PARTY

Chefduane
Frequent Contributor

NFCU FINALLY LET ME IN THE PARTY

Finally approved. Only took four tries. 

Cash Rewards only for 500, but at least I'm finally in. I'm excited it has been a great month! Oh and it was approved on recon!!!!! 

FICO8
5/17 EX 550 EQ 560 TU 555
11/17 EX 722 EQ 720 TU 746
Penfed promise 9K- Penfed PCR 1k - NFCU Cash Rewards 500 -NFCU CLOC 7.5k - NFCU Auto loan 22K - Walmart 10k- Dicks Rewards 10k- Credit One 500- PayPal2% MC 2K- Stash Hotel’s Visa 7.9K -Cheapo Air Visa 2.4k - Williams Sonoma 2.6k - Boscovs 4k -SPGV 4.5K - Amazon 10K- VS(FTW)1k - Fingerhut 1.3K- BP VISA 1K - Indigo 300
WAY TOO MANY INQ's
NO. MORE. APPS. NEED. GARDEN
Message 1 of 24
23 REPLIES 23
itspnutbutterkellytime
Regular Contributor

Re: NFCU FINALLY LET ME IN THE PARTY

Congrats!!

Message 2 of 24
AverageJoesCredit
Community Leader
Mega Contributor

Re: NFCU FINALLY LET ME IN THE PARTY

Oh Yeah Chef is in the house. Now children you leave Kenny aloneSmiley Happy

AWESOME job Chef, dont sweat the $500, just look at me , from $500 to 12.5k in 9 months. And your income is probably way better. Just use it and puf, youll be rockin cli before you know itSmiley Happy
NN7! Fico math 1 HP = 20 CG LIEr Club Plankowner
Message 3 of 24
c00mtg
Valued Contributor

Re: NFCU FINALLY LET ME IN THE PARTY

Congrats!! Well done




FICO 8 Scores EQ 704 / Goal 750, EX 706 / Goal 750, TU 724 / Goal 750

FICO 9 Scores EQ 726 / Goal 750, EX 683 / Goal 750, TU 726 / Goal 750
Message 4 of 24
Chefduane
Frequent Contributor

Re: NFCU FINALLY LET ME IN THE PARTY

Thanks y'all... I'm super pumped to be in the party, not sure why NFCU has been playing so hard to get?!? I'm finally getting a chance to cook them dinner.. game on!
@AJC Did u hit up the 91 day CLI ? I got about 80k income not counting yearly bonuses. I definitely don't want to be asked to leave the party by requesting anything to early. And of course I'll be PIF, not letting a balance EVER report.
FICO8
5/17 EX 550 EQ 560 TU 555
11/17 EX 722 EQ 720 TU 746
Penfed promise 9K- Penfed PCR 1k - NFCU Cash Rewards 500 -NFCU CLOC 7.5k - NFCU Auto loan 22K - Walmart 10k- Dicks Rewards 10k- Credit One 500- PayPal2% MC 2K- Stash Hotel’s Visa 7.9K -Cheapo Air Visa 2.4k - Williams Sonoma 2.6k - Boscovs 4k -SPGV 4.5K - Amazon 10K- VS(FTW)1k - Fingerhut 1.3K- BP VISA 1K - Indigo 300
WAY TOO MANY INQ's
NO. MORE. APPS. NEED. GARDEN
Message 5 of 24
Disabled-Vet
Valued Contributor

Re: NFCU FINALLY LET ME IN THE PARTY

Congratulations again chefduane! You've seriously have had a great month. Dv


     $500         $1,000        $1,300        $1,500        $1,850         $3,400        $3,500                            $9,500        $1,000
Message 6 of 24
Chefduane
Frequent Contributor

Re: NFCU FINALLY LET ME IN THE PARTY

And thanks, again Dv. Hard to believe 6months ago all I had/used was a debit card.
FICO8
5/17 EX 550 EQ 560 TU 555
11/17 EX 722 EQ 720 TU 746
Penfed promise 9K- Penfed PCR 1k - NFCU Cash Rewards 500 -NFCU CLOC 7.5k - NFCU Auto loan 22K - Walmart 10k- Dicks Rewards 10k- Credit One 500- PayPal2% MC 2K- Stash Hotel’s Visa 7.9K -Cheapo Air Visa 2.4k - Williams Sonoma 2.6k - Boscovs 4k -SPGV 4.5K - Amazon 10K- VS(FTW)1k - Fingerhut 1.3K- BP VISA 1K - Indigo 300
WAY TOO MANY INQ's
NO. MORE. APPS. NEED. GARDEN
Message 7 of 24
c00mtg
Valued Contributor

Re: NFCU FINALLY LET ME IN THE PARTY


@Chefduane wrote:
Thanks y'all... I'm super pumped to be in the party, not sure why NFCU has been playing so hard to get?!? I'm finally getting a chance to cook them dinner.. game on!
@AJC Did u hit up the 91 day CLI ? I got about 80k income not counting yearly bonuses. I definitely don't want to be asked to leave the party by requesting anything to early. And of course I'll be PIF, not letting a balance EVER report.

Maybe waiting for your scores to go up. I had to apply for some a couple of times as well before getting approved.




FICO 8 Scores EQ 704 / Goal 750, EX 706 / Goal 750, TU 724 / Goal 750

FICO 9 Scores EQ 726 / Goal 750, EX 683 / Goal 750, TU 726 / Goal 750
Message 8 of 24
AverageJoesCredit
Community Leader
Mega Contributor

Re: NFCU FINALLY LET ME IN THE PARTY

Hey Chef, yeah i waited til i had 3 statements plus 90 plus days. Went from 500 to 5k instant . I really appreciate that they appreciate my ongoing responsible use of all my credit. Some , aka Disco haha, dont seem to care as much. Its great that youve found credit now, Lord willing , youll have many years to really use it to your advantageSmiley Happy. Give it another year ,lol and YOU. Will be dispensing the advice here. Thats the great part as we build or rebuild, we learn and can pass on on our experiences yo those in needSmiley Happy
NN7! Fico math 1 HP = 20 CG LIEr Club Plankowner
Message 9 of 24
ItsPossible
Valued Contributor

Re: NFCU FINALLY LET ME IN THE PARTY

Congrats on the new card oth NFCU. Great CU. Glad you joined the party. Now let’s have some fun. Smiley Happy

"Hover mouse over cards to see CL and APR info"


Message 10 of 24
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