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NFCU FLAGSHIP VISA SIGNATURE APPROVAL 5K WITH 576 Equifax FICO 8 SCORES.

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Archangels
New Contributor

NFCU FLAGSHIP VISA SIGNATURE APPROVAL 5K WITH 576 Equifax FICO 8 SCORES.

Applied for a CLI (Hit the Max button 25k) my Visa Cash Rewards ($500 CL) and got declined. Said oh what the hell, and applied for the Flagship Visa Signature Card and Got an Instant Approval for $5,000 & 18.00% APR,  50,000 bounus points and the $39 annual fee waved! Crazy how Navy Federal works. Got that Approval with a 576 Equifax FICO 8 score. This should help me build more and more! 

Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: NFCU FLAGSHIP VISA SIGNATURE APPROVAL 5K WITH 576 Equifax FICO 8 SCORES.

Congrats on the approval!!! 

Message 2 of 12
Anonymous
Not applicable

Re: NFCU FLAGSHIP VISA SIGNATURE APPROVAL 5K WITH 576 Equifax FICO 8 SCORES.

Congrats! Can you give more dp? Baddies on CR? Current balance on Cash rewards?
Message 3 of 12
Archangels
New Contributor

Re: NFCU FLAGSHIP VISA SIGNATURE APPROVAL 5K WITH 576 Equifax FICO 8 SCORES.


@Anonymous wrote:
Congrats! Can you give more dp? Baddies on CR? Current balance on Cash rewards?

One Medical collections $1300 from 6 years ago, No more baddies. Balance on Cash Rewards $150.00. Total Utilization less than 10%

Message 4 of 12
Marz2002
Senior Contributor

Re: NFCU FLAGSHIP VISA SIGNATURE APPROVAL 5K WITH 576 Equifax FICO 8 SCORES.

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS on that SMART app strategy and the Approval!!!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 5 of 12
Anonymous
Not applicable

Re: NFCU FLAGSHIP VISA SIGNATURE APPROVAL 5K WITH 576 Equifax FICO 8 SCORES.

Congrats on your approval !!!!

 

 

 

Message 6 of 12
19eighty5
Senior Contributor

Re: NFCU FLAGSHIP VISA SIGNATURE APPROVAL 5K WITH 576 Equifax FICO 8 SCORES.

Congratulations on your approval! Navy strikes again!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 7 of 12
Anonymous
Not applicable

Re: NFCU FLAGSHIP VISA SIGNATURE APPROVAL 5K WITH 576 Equifax FICO 8 SCORES.

Definetly a solid CU to build with. Those are decent numbers for Fico scores that are in that range!!!

 

Love them and they will love you!!

Message 8 of 12
Archangels
New Contributor

Re: NFCU FLAGSHIP VISA SIGNATURE APPROVAL 5K WITH 576 Equifax FICO 8 SCORES.


@Anonymous wrote:

Definetly a solid CU to build with. Those are decent numbers for Fico scores that are in that range!!!

 

Love them and they will love you!!


Yes sir, I agree! 

 

At the moment I am sitting on: 

 

NFCU Flagship Visa signature 5k CL

NFCU Cash-Rewards Visa $500 CL

Discover-IT $1800 CL

Capital One Quicksilver One $500 CL 

USAA AMEX $500 CL

USAA Visa $500 CL

Also keeping my Utilization between 0% - 20% monthly. 

Current Scores: Fico 8   TU 572  EQI: 582 EXP 634 

 

My next step is to wait 6 months and ask for CLI on all the cards. 

 

Message 9 of 12
Anonymous
Not applicable

Re: NFCU FLAGSHIP VISA SIGNATURE APPROVAL 5K WITH 576 Equifax FICO 8 SCORES.

Congrats on the approval. Treat Navy well, they will take care of you. 

Message 10 of 12
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