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Rewind to June..
I open a NFCU account with $5, got a secured loan (immediately pd down to 9%) and applied for a Cash Rewards card (totally ready for a decline). Scores were in the low 600's with a 9 month deliquent Chase acct. Got approved for $1000 WOOT WOOT!
Things happen, stuff gets settled (more details in another thread later) .. badda-bing badda-boom, score rises and I'm feeling myself a little.
That brings me to today:
I applied for an Amex Delta Gold, DENIED😢 I didn't want to go to bed empty handed, so I tried for a CLI with Navy. Got the dreaded 24 hr notice (but my account started to reflect an available credit of $2400. Not much but, still WOOT-WOOT, right? I WANTED TO TELL YOU GUYS, I was excited! BUT, when I logged on, I found out that my better option would've been to app for a whole new NFCU CC🙄😢.
Geesh.. I can't take this roller coaster of emotions anymore. So, whatever, I might as well brace myself for a 3rd HP, because a couple hrs (and a couple glasses of wine later) I started the app for a Navy Flagship Card. Knowing good and darn well, that there's a $5000 minimum. But, the spinny-thing starts spinning and the app starts processing..
Freaked out, Closed MY EYES, praying and clenching hard enough to crack a Walnut..
Opened my eyes and boom! APPROVED...... for (get this)
$20,000!! Twenty . Thousand . Freakin' . Dollars!
Who has made this mistake?? I screenshotted it (no take-backs).. Back to my wine guys, it's been one heck of a ride🍷
@AllZero
Sheesh! A third card?
The paint won't even be dry on the first one lol
Boom! It's a verrrry verrry early Xmas present! Congrats on your new NFCU Flagship approval!
@Anonymous wrote:Rewind to June..
I open a NFCU account with $5, got a secured loan (immediately pd down to 9%) and applied for a Cash Rewards card (totally ready for a decline). Scores were in the low 600's with a 9 month deliquent Chase acct. Got approved for $1000 WOOT WOOT!
Things happen, stuff gets settled (more details in another thread later) .. badda-bing badda-boom, score rises and I'm feeling myself a little.
That brings me to today:
I applied for an Amex Delta Gold, DENIED😢 I didn't want to go to bed empty handed, so I tried for a CLI with Navy. Got the dreaded 24 hr notice (but my account started to reflect an available credit of $2400. Not much but, still WOOT-WOOT, right? I WANTED TO TELL YOU GUYS, I was excited! BUT, when I logged on, I found out that my better option would've been to app for a whole new NFCU CC🙄😢.
Geesh.. I can't take this roller coaster of emotions anymore. So, whatever, I might as well brace myself for a 3rd HP, because a couple hrs (and a couple glasses of wine later) I started the app for a Navy Flagship Card. Knowing good and darn well, that there's a $5000 minimum. But, the spinny-thing starts spinning and the app starts processing..
Freaked out, Closed MY EYES, praying and clenching hard enough to crack a Walnut..
Opened my eyes and boom! APPROVED...... for (get this)
$20,000!! Twenty . Thousand . Freakin' . Dollars!
Who has made this mistake?? I screenshotted it (no take-backs).. Back to my wine guys, it's been one heck of a ride🍷
That is totally A W E S O M E !!!
$20K is a huge step-up!!
Navy does rock! Maybe I need to get me some of that Navy Stuff before they give it all away!
I would love to have their Platinum Card with super-low APR - currently as low as 7.99% APR!
And the Flagship seems like a great card also.
Congrats again. No wonder everybody loves Navy ...
@Aim_High
PHFshht! That monkey 🤣 I almost spit my wine out!