I have been following this board on and off for 3 years so in essence I might not be new but it is my first post.
I went through a seperation 4 years ago my FICO was at 540.
Thanks to humbling myself and living a minimalistic lifestyle for 2 years, I pulled myself out of the hell hole by taking two
jobs and starting over.
Although, I do have student loans from my MBA program which will take a while to pay off , I am in a good spot.
I went from a secured card with capital one $500 limit in 2014 to these AMEX Delta 3K AMEX Blue 10K, NFCU GO Rewards 20K in 2016.
2017 I added the AMEX Platinum as I travel a lot and also got a 25k loan from Amex with a 6.98 apr and a SP. ( I have paid off half the loan)
NAVY Federal approved me today for the Flagship with a starting line of 25K, I did it online in 30 seconds.
I am nowhere near where I want to be, but I am headed in the right direction.
Navy and AMEx list my FICO as 790 but Credit Karma says TU: 725 , EQ: 733
Just wanted to write this as in inspiration to anyone lurking on these boards..that needs a little bit of inspiration.
I want to thank the contributors on this boards as this journey would not have been possible without you..
Congrats on your rebuild and on that insane new SL!!!
Thank you !!
Yes pretty excited!!
Fantastic! first post in sharing those super positive results capped off with that NFCU Flagship Approval and Whopper SL!
Welcome To myFICO Forums & Welcome to Navy!
@kapenten , much congrats on the approval, Navy has just been fantastic for me, and if you treat them well, they will in return!
Welcome to the forms, and glad you decided to finally quit lurking and start posting!
CONGRATS @kapenten on your NFCU Flagship approval and your MASSIVE Rebuild Success!!!