I have been following this board on and off for 3 years so in essence I might not be new but it is my first post.
I went through a seperation 4 years ago my FICO was at 540.
Thanks to humbling myself and living a minimalistic lifestyle for 2 years, I pulled myself out of the hell hole by taking two
jobs and starting over.
Although, I do have student loans from my MBA program which will take a while to pay off , I am in a good spot.
I went from a secured card with capital one $500 limit in 2014 to these AMEX Delta 3K AMEX Blue 10K, NFCU GO Rewards 20K in 2016.
2017 I added the AMEX Platinum as I travel a lot and also got a 25k loan from Amex with a 6.98 apr and a SP. ( I have paid off half the loan)
NAVY Federal approved me today for the Flagship with a starting line of 25K, I did it online in 30 seconds.
I am nowhere near where I want to be, but I am headed in the right direction.
Navy and AMEx list my FICO as 790 but Credit Karma says TU: 725 , EQ: 733
Just wanted to write this as in inspiration to anyone lurking on these boards..that needs a little bit of inspiration.
I want to thank the contributors on this boards as this journey would not have been possible without you..
thank you for taking a moment to share your success with our community
