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NFCU Flagship Approved 25k

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Frequent Contributor

NFCU Flagship Approved 25k

Approved for the flagship, 25k at 11.74%

The below is from another post I made, with datapoints.


My TU fico9 is at 752 (fico 8 786), AAoA is over 5 years.
3 pulls in 1 year, 1 a few weeks ago, the others 10 months ago. Last new CC was 6 months ago, penfed.
The one HP was a marcus personal loan for 17k at 6.99. It has NOT reported yet.

120k income
Cap1 4750, 0 reporting
Disco 14k, 1900 reporting
Amex 5k, 0 reporting
Nfcu cash, 22k 0 reporting
Penfed 9k, 0 reporting
Penfed 30k, 2400 reporting
Lowes, 25k, 2900 reporting
Amazon, 10k, 0 reporting
DTI is about 32 with cars.

Once TU updates the penfed down to 2400, from 9500, I'll apply. Should be tomorrow morning.

Hoping for a instant 20k. Somewhat for the signup bonus, and extra padding to available credit.

I did get the existing NFCU cash card nearly 3 years ago, 5k Starting. Went to 22k 4 months later.

They must know about my bk, that just dropped off TU, not the others yet.
Will be interesting to see if the non-existent bk affects anything. They know about it... but they wont see it on a new TU pull.

Edit -
I tried for a second CC with them a year ago, tu pull. Denied for max exposure. 678 tu.
2/2019 - EQ 789// TU 777 // EX 783
3/2016 - EQ 615 // TU 605 // EX 621
155k CC, 9 accounts.
Message 1 of 7
6 REPLIES 6
Valued Member

Re: NFCU Flagship Approved 25k

Congratz! I was just approved with similar limit for the same card. 


Navy Federal Flagship Rewards $24,100 limit
BOA Cash Rewards $2,000 limit
Amex BCE $9,000 limit
Amex Gold

TransUnion FICO8 Score - 771 1/19/2019
Experian FICO8 Score - 794 1/26/2019
Equifax FICO9 Score - 804 1/3/2019


Message 2 of 7
Frequent Contributor

Re: NFCU Flagship Approved 25k


@Retched1 wrote:
Approved for the flagship, 25k at 11.74%

The below is from another post I made, with datapoints.


My TU fico9 is at 752 (fico 8 786), AAoA is over 5 years.
3 pulls in 1 year, 1 a few weeks ago, the others 10 months ago. Last new CC was 6 months ago, penfed.
The one HP was a marcus personal loan for 17k at 6.99. It has NOT reported yet.

120k income
Cap1 4750, 0 reporting
Disco 14k, 1900 reporting
Amex 5k, 0 reporting
Nfcu cash, 22k 0 reporting
Penfed 9k, 0 reporting
Penfed 30k, 2400 reporting
Lowes, 25k, 2900 reporting
Amazon, 10k, 0 reporting
DTI is about 32 with cars.

Once TU updates the penfed down to 2400, from 9500, I'll apply. Should be tomorrow morning.

Hoping for a instant 20k. Somewhat for the signup bonus, and extra padding to available credit.

I did get the existing NFCU cash card nearly 3 years ago, 5k Starting. Went to 22k 4 months later.

They must know about my bk, that just dropped off TU, not the others yet.
Will be interesting to see if the non-existent bk affects anything. They know about it... but they wont see it on a new TU pull.

Edit -
I tried for a second CC with them a year ago, tu pull. Denied for max exposure. 678 tu.

What a blessing, 3 Flagship approvals today.



Message 3 of 7
Community Leader
Mega Contributor

Re: NFCU Flagship Approved 25k

CongratsSmiley Happy Navy delivers for those with right profileSmiley Happy Now you can set your sights on 80kSmiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 4 of 7
Frequent Contributor

Re: NFCU Flagship Approved 25k

Congrats on your Flagship approval. Great SL!

tenor.gif


4/14/18 EQ: 653 TU: 666 EX: 669

9/29/18 EQ:729 EX:712 TU: 715

7/14/19 EQ:754 EX:733 TU: 755
Message 5 of 7
Valued Contributor

Re: NFCU Flagship Approved 25k

 

CONGRATUTIONS.gif

 

Message 6 of 7
Senior Contributor

Re: NFCU Flagship Approved 25k

Congratulations on your awesome approval!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 7 of 7
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