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Today is the 92nd Day since my NFCU Flagship card was approved with a $15,000 SL and it's time for a CLI. The 3rd Statement has already been cut. - Hat Tip to @AllZero and @M_Smart007 .
I applied for the CLI online and received the "HP" warning. However, ALL of my credit reports are frozen. Received the 24 hour for a decision message.
After about 2 hours, I logged into my NFCU account and noticed my Flagship CL was $19,000 - a $4,000 CLI!!
Total Spend on the Card has been about $1,400 per month (for SUB purposes), money that I would spend anyway on utilities, groceries, insurance etc.
DPs -
EQ FICO 9 - 736, per NFCU monthly FICO Score Update on June 4th
AoOA - 8.1 years
AAoA - 2.1 years
AoYA - 3 months
Income - $100K+
UTIL - 2%, from EX Report
PIF all accounts every month with the exception of approximately $2,400 on my Citi Double Cash card - threw them a bone and took 1 of their BT offers (CONSTANT BT offers from Citi).
MANY, MANY THANKS to the myFICO family for the AWESOME information you share EVERY Day!!!
@AllZero wrote:Congratulations on your CLI!
MANY, MANY Thanks @AllZero for today's assist and the frozen CRs education!!
@Marz2002 wrote:
@AllZero wrote:Congratulations on your CLI!
MANY, MANY Thanks @AllZero for today's assist and the frozen CRs education!!
You are welcome. I owe it all to @CreditInspired . I have quasi-plagiarized her post and made it a macro.
Congratulations on your CLI!!!
Congratulations on your CLI!!
Congrats on the CLI!!
i have the same SL and will be 91/3 next month. May I ask how much you requested?
Congrats! 🙄
And thanks for reconfirmimg the SP CLI!
Yay, well done!! 🎈🎈🎈
@nuohlac wrote:Congratulations on your CLI!!!
MANY Thanks @nuohlac , this is the first time I requested a CLI with frozen credit reports!