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NFCU Flagship VS -- CLI $36K to $44k

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dcp0524
Regular Contributor

NFCU Flagship VS -- CLI $36K to $44k

It's that time again. Card started out as a cashRewards approval $20k.  PC'd at the one year mark around June  2022. 

 

CLI $20k > $28k > $36k and now $44k. Like a lot of people lately it was an instant approval. My goal is to get this one to $50k on my next CLI request and get my More Rewards to $30k that's currently at $12.5K and that will finish my revolving credit relationship with Navy. 

 

EX F8 738

TU F8 772

EQ F8 763FDC8ECAC-0022-43B0-95F1-3E7E598E2A95.jpeg

 

C0ADBDF9-C95B-4523-ABA8-AADEE509F6B5.jpeg

 

 Also, I requested the CLI early on the 6 month mark. My last CLI on Flagship was 04/19/2022. So my 6 months should have been around 10/20/2022, but CLI was approved on 10/01/2022. My More Rewards AMEX approved a CLI early last time as well. MR Amex went from $1,500 to $4,500 on 01/31/2022 then on 07/17/2022 from $4,500 to $12,500. It seems to approve them for me  so long as the request is 6 months to the month out, not 6 months to the day. Idk. CD46302B-5F81-41C8-A267-B0DAE515AB04.jpeg

 

Total Revolving: $159,800 - Utilization: less than 1%

Bank/Loans:

Future Apps:

04/27/2023
FICO 8 - EX: 744 | TU: 772 | EQ: 763
VS 3.0 - EX: 759 | TU: 792 | EQ: 811
Message 1 of 11
10 REPLIES 10
NoMoreE46
Community Leader
Senior Contributor

Re: NFCU Flagship VS -- CLI $36K to $44k

Nice.

Message 2 of 11
CreditAggie
Community Leader
Super Contributor

Re: NFCU Flagship VS -- CLI $36K to $44k

Congratulations on your NFCU Flagship CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 3 of 11
KingRue8500
Senior Contributor

Re: NFCU Flagship VS -- CLI $36K to $44k

Congrats on your NFCU Flagship Rewards CLI




Message 4 of 11
SUPERSQUID
Valued Contributor

Re: NFCU Flagship VS -- CLI $36K to $44k

Wow, nice one, giant cl with NAVY.

22870058745.jpg

{ BK7 DC 12/2019 } target 1600/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 110k
Retired since 2017
Message 5 of 11
babygirl1256
Senior Contributor

Re: NFCU Flagship VS -- CLI $36K to $44k

Congrats on your NFCU Flagship CLI.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 6 of 11
Stealth-1
Established Contributor

Re: NFCU Flagship VS -- CLI $36K to $44k

Congrats. Navy Federal is great. 🍻




"If you don't stand for something, you might fall for anything."
Message 7 of 11
arifjk
Frequent Contributor

Re: NFCU Flagship VS -- CLI $36K to $44k

Congrats on the increase 



AVEN Visa $80k; BCU LOC $50k; PSECU LOC: $20K; Langley FCU LOC $10K; CuSoCal LOC $25k; BECU LOC: 15k; Apple FCU LOC $20k

Message 8 of 11
Traveler101
Established Contributor

Re: NFCU Flagship VS -- CLI $36K to $44k

Congratulations 🎊 

Message 9 of 11
Priory_Man
Valued Contributor

Re: NFCU Flagship VS -- CLI $36K to $44k

Congrats on the increase






"Total revolving credit $286,000 Current UTIL >1%"
Message 10 of 11
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