cancel
Showing results for 
Search instead for 
Did you mean: 

NFCU Flagship Visa - $24,000 APPROVED

cashcorp1
Frequent Contributor

NFCU Flagship Visa - $24,000 APPROVED

Got in with Navy FCU. Took calling in today and a helpful rep to get membership depart to process app while I waited on hold. Funded Checking/Share Account and setup online access!

 

Logged in and App'd for Navy Flagship Rewards Visa. App went pending Smiley Sad for less than 30 minutes.Smiley Very Happy  Got text message app status had been updated and then an email with link for seeing status.

 

Approved $24,000 SL

 

Rate: 15.99!

 

I AM ECSTATIC!

 

 

NFCU Pulled: TU: 2x (1 pull for membership 2nd pull for Flagship Visa) + EQ 1x for CLOC/PLOC ...3 HP's for $40,0000 I'm good with.

 

***EDIT 3/17/17 ...I called on 3/9 and spoke with rep in Auto/Other Loans was able to get UW to use EQ pull and added a $10k Auto Loan...got a steal of a deal on a truck that I couldnt pass up and didn't want to tap into cash if I had such a generous new financial friend in NFCU.  So $50,000 in credit from 3 HP's. NFCU ROCKS!

 

TU Stats:

Fico 8: 701
AAoA: 1.9 yrs
Util: 17%
Inq: 7 - (last hp was nov 22 bofa cli)
Oldest: 6.6 yrs
Newest: 5 mths
Baddies:
2 Fed Tax Liens from 08/2010 & 10/2010 (grrr)

 

Should I go ahead an app for the PLOC/CLOC?

 

NFCU Approval.png

 

Went ahead and apped for PLOC/CLOC -> Approved $15,000 (Not sure what they pulled) <= EDIT * EQ PULL Smiley Sad 

 

EQ Report:

Fico 8: 687
AAoA: 1.9 yrs
Util 17%
Inq: 16 - (last hp jan 29, disputing this one because it was not authorized, no response & 30 days is up tomorrow)
Oldest: 6.6 yrs
Newest: 5 mths
Baddies:
2 Fed Tax Liens 08/2010 & 10/2010
2 Student Loan's Closed/Transferred 180 days late 2014 (still fighting)

NFCU_PLOC_APPROVED.png

 

 

Jan 2016 FICO 8s EX 505 - EQ 526 - TU 495 *** May 2017 FICO 8s EX 696 - EQ 695 - TU 705 *** INQs - EX 10 - EQ 20 - TU 12 *** TCL $282,650
Barclay AA - $28k | Cap1 QS $26k | PenFed Plat $25k | NFCU Sig VS $24k | Chase CSP $20k | Chase Ritz $20k | Amex SPG $20k | BofA BBR $15k | NFCU LOC $15k | BofA CR $13.5k | Sync Lowe’s $12k | Citi AA $10.5k | Amex Delta Plat $10.4k | Marvel MC $8k | Citi Costco VS $7k | Sync Amazon $6.1k | Amex ED $2k | Amex BCP $1k | Amex PRG NSP / $25k Pay Over Time
Message 1 of 22
21 REPLIES 21
AverageJoesCredit
Community Leader
Mega Contributor

Re: NFCU Flagship Visa - $24,000 APPROVED

Way to go CCorpSmiley Happy. Thats a great sl. Might as well get the hp out of the way and line your pocket with a 15k Cloc, your myFico buddies will be impressed lolSmiley Happy
Message 2 of 22
cashcorp1
Frequent Contributor

Re: NFCU Flagship Visa - $24,000 APPROVED

@AJC yeah, who was I kidding I wanted the CLOC if I was gonna take some more HP's might as well make it count and call it a day! Feeling Fantastic Right NOW!!!

Jan 2016 FICO 8s EX 505 - EQ 526 - TU 495 *** May 2017 FICO 8s EX 696 - EQ 695 - TU 705 *** INQs - EX 10 - EQ 20 - TU 12 *** TCL $282,650
Barclay AA - $28k | Cap1 QS $26k | PenFed Plat $25k | NFCU Sig VS $24k | Chase CSP $20k | Chase Ritz $20k | Amex SPG $20k | BofA BBR $15k | NFCU LOC $15k | BofA CR $13.5k | Sync Lowe’s $12k | Citi AA $10.5k | Amex Delta Plat $10.4k | Marvel MC $8k | Citi Costco VS $7k | Sync Amazon $6.1k | Amex ED $2k | Amex BCP $1k | Amex PRG NSP / $25k Pay Over Time
Message 3 of 22
Aduke1122
Senior Contributor

Re: NFCU Flagship Visa - $24,000 APPROVED

Wow congrats to you OP that's amazing 😊
Message 4 of 22
cashcorp1
Frequent Contributor

Re: NFCU Flagship Visa - $24,000 APPROVED


@Aduke1122 wrote:
Wow congrats to you OP that's amazing 😊

@Thanks @Aduke1122 !!! this was my last mountain...and a climb that would never have been attempted without all the myFico'ers and the info/help/encouragement. 

Jan 2016 FICO 8s EX 505 - EQ 526 - TU 495 *** May 2017 FICO 8s EX 696 - EQ 695 - TU 705 *** INQs - EX 10 - EQ 20 - TU 12 *** TCL $282,650
Barclay AA - $28k | Cap1 QS $26k | PenFed Plat $25k | NFCU Sig VS $24k | Chase CSP $20k | Chase Ritz $20k | Amex SPG $20k | BofA BBR $15k | NFCU LOC $15k | BofA CR $13.5k | Sync Lowe’s $12k | Citi AA $10.5k | Amex Delta Plat $10.4k | Marvel MC $8k | Citi Costco VS $7k | Sync Amazon $6.1k | Amex ED $2k | Amex BCP $1k | Amex PRG NSP / $25k Pay Over Time
Message 5 of 22
kidink1911
Established Contributor

Re: NFCU Flagship Visa - $24,000 APPROVED

Congratulations cashcorp1!! 

 

Awesome SL!! Smiley Happy

AMEX Platinum- NPSL // AMEX Gold- NPSL // AMEX Delta Platinum- $5,000 // Discover IT Chrome- $1,000 // Capital One Venture- $3,550 // AMEX Blue Cash Preferred- $1,000 // Venmo Credit Card- $500 // Capital One Spark- $500 // NFCU nRewards- $250
Starting Transunion Score: 548
Current Transunion Score: 642
Goal Transunion Score: 775


Take the myFICO Fitness ChallengeStarting Experian Score: 588
Current Experian Score: 611
Goal Experian Score: 775


Take the myFICO Fitness ChallengeStarting Equifax Score: 554
Current Equifax Score: 624
Goal Equifax Score: 775


Take the myFICO Fitness Challenge
Message 6 of 22
Aduke1122
Senior Contributor

Re: NFCU Flagship Visa - $24,000 APPROVED

Im glad you made it to the top of that mountain 😊😊
Message 7 of 22
cashcorp1
Frequent Contributor

Re: NFCU Flagship Visa - $24,000 APPROVED


@Aduke1122 wrote:
Im glad you made it to the top of that mountain 😊😊

LOL, me too.

Jan 2016 FICO 8s EX 505 - EQ 526 - TU 495 *** May 2017 FICO 8s EX 696 - EQ 695 - TU 705 *** INQs - EX 10 - EQ 20 - TU 12 *** TCL $282,650
Barclay AA - $28k | Cap1 QS $26k | PenFed Plat $25k | NFCU Sig VS $24k | Chase CSP $20k | Chase Ritz $20k | Amex SPG $20k | BofA BBR $15k | NFCU LOC $15k | BofA CR $13.5k | Sync Lowe’s $12k | Citi AA $10.5k | Amex Delta Plat $10.4k | Marvel MC $8k | Citi Costco VS $7k | Sync Amazon $6.1k | Amex ED $2k | Amex BCP $1k | Amex PRG NSP / $25k Pay Over Time
Message 8 of 22
Miesterbro
Valued Contributor

Re: NFCU Flagship Visa - $24,000 APPROVED

I think some likes  LOVES you. Major congrats. 🎉🎈🍾 


(10/05/18)
Message 9 of 22
CreditContractor
Established Contributor

Re: NFCU Flagship Visa - $24,000 APPROVED

Congrats!  They seem to be generous.

Message 10 of 22
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.