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Got in with Navy FCU. Took calling in today and a helpful rep to get membership depart to process app while I waited on hold. Funded Checking/Share Account and setup online access!
Logged in and App'd for Navy Flagship Rewards Visa. App went pending for less than 30 minutes. Got text message app status had been updated and then an email with link for seeing status.
Approved $24,000 SL
Rate: 15.99!
I AM ECSTATIC!
NFCU Pulled: TU: 2x (1 pull for membership 2nd pull for Flagship Visa) + EQ 1x for CLOC/PLOC ...3 HP's for $40,0000 I'm good with.
***EDIT 3/17/17 ...I called on 3/9 and spoke with rep in Auto/Other Loans was able to get UW to use EQ pull and added a $10k Auto Loan...got a steal of a deal on a truck that I couldnt pass up and didn't want to tap into cash if I had such a generous new financial friend in NFCU. So $50,000 in credit from 3 HP's. NFCU ROCKS!
TU Stats:
Fico 8: 701
AAoA: 1.9 yrs
Util: 17%
Inq: 7 - (last hp was nov 22 bofa cli)
Oldest: 6.6 yrs
Newest: 5 mths
Baddies:
2 Fed Tax Liens from 08/2010 & 10/2010 (grrr)
Should I go ahead an app for the PLOC/CLOC?
Went ahead and apped for PLOC/CLOC -> Approved $15,000 (Not sure what they pulled) <= EDIT * EQ PULL
EQ Report:
Fico 8: 687
AAoA: 1.9 yrs
Util 17%
Inq: 16 - (last hp jan 29, disputing this one because it was not authorized, no response & 30 days is up tomorrow)
Oldest: 6.6 yrs
Newest: 5 mths
Baddies:
2 Fed Tax Liens 08/2010 & 10/2010
2 Student Loan's Closed/Transferred 180 days late 2014 (still fighting)
@AJC yeah, who was I kidding I wanted the CLOC if I was gonna take some more HP's might as well make it count and call it a day! Feeling Fantastic Right NOW!!!
@Aduke1122 wrote:
Wow congrats to you OP that's amazing 😊
@Anonymous @Aduke1122 !!! this was my last mountain...and a climb that would never have been attempted without all the myFico'ers and the info/help/encouragement.
Congratulations cashcorp1!!
Awesome SL!!
@Aduke1122 wrote:
Im glad you made it to the top of that mountain 😊😊
LOL, me too.
I think some likes LOVES you. Major congrats. 🎉🎈🍾
Congrats! They seem to be generous.