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NFCU Flagship Visa - $24,000 APPROVED

soloman
Established Contributor

Re: NFCU Flagship Visa - $24,000 APPROVED

OP Super Congratulations!!!!!

In the garden as of March 17, 2017.

Amex PRG NPSL | Amex Hilton Surpass $6K l Aviator Red $3.5K | Best Buy $6K | Amazon $6K | Chase $5K | BBVA $6K | UFCU $10K | NFCU $15K
Message 11 of 22
ItsPossible
Valued Contributor

Re: NFCU Flagship Visa - $24,000 APPROVED

Congrats Cashcorp1. That's an awesome starting limit!! Gotta love NFCU!!!

 

Also, congrats to CreditContractor on your approval as well!

"Hover mouse over cards to see CL and APR info"


Message 12 of 22
Blackswizz750
Established Contributor

Re: NFCU Flagship Visa - $24,000 APPROVED

Thats what I call Ballin'!!! Very nice Starting Limits. 

Message 13 of 22
dak17
New Contributor

Re: NFCU Flagship Visa - $24,000 APPROVED

OP, could you share what your cash advance limit is?
Message 14 of 22
Musiclover
Super Contributor

Re: NFCU Flagship Visa - $24,000 APPROVED

Wow! Fantastic success! Enjoy! 


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 15 of 22
cashcorp1
Frequent Contributor

Re: NFCU Flagship Visa - $24,000 APPROVED


@dak17 wrote:
OP, could you share what your cash advance limit is?

@dak17 

 

It's right at 30% of my total credit line. $7,200 cash advance limit.  This is similar to what I have on most of my other accounts, in the "old days" (pre 2007/2008) and the Credit Card Act of 2009 most lenders were 50% but that's much less common now.  Payments now have to be applied to high interest rate balances first.

 

This ended a money maker for banks pre 2009. The profits from lending at say 29.99% on cash advances were significant especially if the consumer had purchases or balance transfers already on the account. Payments were applied to those lower interest rate balances first and had to be paid off before any portion of the payment would be applied to the cash advance. This offset a significant portion of the risk to lending cash...

Jan 2016 FICO 8s EX 505 - EQ 526 - TU 495 *** May 2017 FICO 8s EX 696 - EQ 695 - TU 705 *** INQs - EX 10 - EQ 20 - TU 12 *** TCL $282,650
Barclay AA - $28k | Cap1 QS $26k | PenFed Plat $25k | NFCU Sig VS $24k | Chase CSP $20k | Chase Ritz $20k | Amex SPG $20k | BofA BBR $15k | NFCU LOC $15k | BofA CR $13.5k | Sync Lowe’s $12k | Citi AA $10.5k | Amex Delta Plat $10.4k | Marvel MC $8k | Citi Costco VS $7k | Sync Amazon $6.1k | Amex ED $2k | Amex BCP $1k | Amex PRG NSP / $25k Pay Over Time
Message 16 of 22
dak17
New Contributor

Re: NFCU Flagship Visa - $24,000 APPROVED

Very informative. Regions Bank has practices like those you mentioned. I banked with them during a time when I wasbarely scraping by. They would pay my largest debit charges first, while numerous smaller charges are used to collect tons of over draft fees.
Message 17 of 22
cashcorp1
Frequent Contributor

Re: NFCU Flagship Visa - $24,000 APPROVED


@Musiclover wrote:

Wow! Fantastic success! Enjoy! 


Thanks Musiclover!

Jan 2016 FICO 8s EX 505 - EQ 526 - TU 495 *** May 2017 FICO 8s EX 696 - EQ 695 - TU 705 *** INQs - EX 10 - EQ 20 - TU 12 *** TCL $282,650
Barclay AA - $28k | Cap1 QS $26k | PenFed Plat $25k | NFCU Sig VS $24k | Chase CSP $20k | Chase Ritz $20k | Amex SPG $20k | BofA BBR $15k | NFCU LOC $15k | BofA CR $13.5k | Sync Lowe’s $12k | Citi AA $10.5k | Amex Delta Plat $10.4k | Marvel MC $8k | Citi Costco VS $7k | Sync Amazon $6.1k | Amex ED $2k | Amex BCP $1k | Amex PRG NSP / $25k Pay Over Time
Message 18 of 22
cashcorp1
Frequent Contributor

Re: NFCU Flagship Visa - $24,000 APPROVED


@Blackswizz750 wrote:

Thats what I call Ballin'!!! Very nice Starting Limits. 


LOL thanks Blackswizz750

Jan 2016 FICO 8s EX 505 - EQ 526 - TU 495 *** May 2017 FICO 8s EX 696 - EQ 695 - TU 705 *** INQs - EX 10 - EQ 20 - TU 12 *** TCL $282,650
Barclay AA - $28k | Cap1 QS $26k | PenFed Plat $25k | NFCU Sig VS $24k | Chase CSP $20k | Chase Ritz $20k | Amex SPG $20k | BofA BBR $15k | NFCU LOC $15k | BofA CR $13.5k | Sync Lowe’s $12k | Citi AA $10.5k | Amex Delta Plat $10.4k | Marvel MC $8k | Citi Costco VS $7k | Sync Amazon $6.1k | Amex ED $2k | Amex BCP $1k | Amex PRG NSP / $25k Pay Over Time
Message 19 of 22
cashcorp1
Frequent Contributor

Re: NFCU Flagship Visa - $24,000 APPROVED


@ItsPossible wrote:

Congrats Cashcorp1. That's an awesome starting limit!! Gotta love NFCU!!!

 

Also, congrats to CreditContractor on your approval as well!


I'm definitely loving some NFCU, great phone call with them today about accounts and very responsive to secure messages sent back and forth. Looking forward to a long and happy relationship with these guys...

Jan 2016 FICO 8s EX 505 - EQ 526 - TU 495 *** May 2017 FICO 8s EX 696 - EQ 695 - TU 705 *** INQs - EX 10 - EQ 20 - TU 12 *** TCL $282,650
Barclay AA - $28k | Cap1 QS $26k | PenFed Plat $25k | NFCU Sig VS $24k | Chase CSP $20k | Chase Ritz $20k | Amex SPG $20k | BofA BBR $15k | NFCU LOC $15k | BofA CR $13.5k | Sync Lowe’s $12k | Citi AA $10.5k | Amex Delta Plat $10.4k | Marvel MC $8k | Citi Costco VS $7k | Sync Amazon $6.1k | Amex ED $2k | Amex BCP $1k | Amex PRG NSP / $25k Pay Over Time
Message 20 of 22
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