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NFCU Flagship Visa Signature

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Anonymous
Not applicable

NFCU Flagship Visa Signature

Data Points: NFCU Flagship Rewards

 

Applied: 3/30/2020 via phone

 

Approved: Yes; $8,300 SL

 

SUB: 50k points for $4k MSR

 

Hard Pull: TU (TX)

 

Bureau Scores on date of Application: 640 (FICO 8 everyday); 627 (VS 3.0)

 

Number of Inquires: 17 reporting on TU, including this application; 1/3 months; 3/6; 11/12

 

Number of Collections/Derogatory Accounts Reporting: 1 paid medical collection (currently being disputed); two c/o’s that were settled in Fall 2019 (disputing accuracy on one).

 

AAoA; AoOA: 33 months; 11 months

 

Other noteworthy data points: Did ask for pre-approval over the phone and was told I qualified for all cards. Last Credit app was in December and opened on Christmas Eve (for SDFCU Platinum Secured). 18% APR is no bueno, but I’ll take what size can get. Last reporting account was a Credit Strong Subscribe 1000. Last account was a car loan via SDFCU that reports on 4/1. Will report internal score once I receive it.

 

I applied for this card because: The SUB offer is only good through 4/30/2020, low AF, and 2x back on non-travel purchases. My plan was to use this card to pay my property taxes, but my father just informed me he paid for them for me (obviously I’ll pay him back). Now, I’ll have to get creative in how to meet the MSR.

Message 1 of 17
16 REPLIES 16
AllZero
Mega Contributor

Re: NFCU Flagship Visa Signature

Congratulations on your approval!

Message 2 of 17
TheFIGuy
Established Contributor

Re: NFCU Flagship Visa Signature

Congrats & thank you for the DP's
Message 3 of 17
Anonymous
Not applicable

Re: NFCU Flagship Visa Signature

Congrats!

Message 4 of 17
Anonymous
Not applicable

Re: NFCU Flagship Visa Signature

Congrats on your approval.

Message 5 of 17
Mv350
Valued Contributor

Re: NFCU Flagship Visa Signature

Congrats on your approval!!

Message 6 of 17
newfossil
Valued Contributor

Re: NFCU Flagship Visa Signature

Congratulations!




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 7 of 17
EverForward
Established Contributor

Re: NFCU Flagship Visa Signature

Congrats on your new card.  Thanks for the DP.

Message 8 of 17
Anonymous
Not applicable

Re: NFCU Flagship Visa Signature

Congratulations on your approval! 👍

Message 9 of 17
Anonymous
Not applicable

Re: NFCU Flagship Visa Signature


@Anonymous wrote:

... Approved: Yes; $8,300 SL


Real nice -- Congrats! Smiley Happy on your approval! & thanks for the DPs. 

Message 10 of 17
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