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NFCU Flagship Visa approved (3rd NFCU card)

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12njoy
Super Contributor

NFCU Flagship Visa approved (3rd NFCU card)

I've been trying to get a cli on my two NFCU cards which are both at 25k, but no dice for the past year and a half.  I've also app'd for a new card with NFCU a couple of times.  Was told once that a 3rd card was approved but eventually denied.  Tried again last night.  My EQ shows less debt and less inq's but there was a problem with them pulling EQ so they pulled TU which shows my Penfed car loan (EQ doesn't) and way more inq's.  Anyways they came back and requested POI which was sent this morning.  Just got approval for $6,500.  I was hoping for at least 10k but it doesn't look like that's going to happen.  Pretty decent rate for my profile.

 

 Purpose of Loan:Signature Flagship Visa
Date:07/12/2016
Subject:The status of your new Signature Flagship Visa credit card (XXXXXXXXXXXX) is Approved.

Message:

Congratulations! Based on your creditworthiness, you have been approved for a Signature Flagship Visa credit card. Your new credit line will be $6,500.00. Your APR will be 13.74%. You should receive your new card(s) in 7-10 normal mail delivery days.

Your confirmation number is XXXXXXXX.

Payment Protection is available.

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 1 of 26
25 REPLIES 25
Anonymous
Not applicable

Re: NFCU Flagship Visa approved (3rd NFCU card)

That is FANTASTIC 12njoy, congrats on the Navy approval !!!  Smiley Wink

Message 2 of 26
12njoy
Super Contributor

Re: NFCU Flagship Visa approved (3rd NFCU card)


@Anonymous wrote:

That is FANTASTIC 12njoy, congrats on the Navy approval !!!  Smiley Wink


Thanks Mia

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 3 of 26
12njoy
Super Contributor

Re: NFCU Flagship Visa approved (3rd NFCU card)

I have a KeyBank Lattitude application out there also.  I called to check status and they wanted to verify (verbally) monthly income, length of residence and date of birth.  I verified all that verbally and the rep said "we'll call you once the approval and welcome packet is generated".  Hopefully this truly turns out to be an approval for at least 6k and I'm at the 700k mark (CAPTOOL).  I currently have the KeyBank More2Rewards card with a $3,500 limit that I've had for a little over a year.  I've mainly used that card for balance transfers because they always send me BT offers, but not much you can do with a $3,500 limit.  I'm hoping they see how I've done BT's on this card and give me a decent limit, if approved.

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 4 of 26
CreditMagic7
Mega Contributor

Re: NFCU Flagship Visa approved (3rd NFCU card)

This is super awesome 12njoy, congrats on this newest card, the NFCU Flagship approval

 

Nice APR and that starter limit is set to grow as well too according to CA.

 

 

Message 5 of 26
12njoy
Super Contributor

Re: NFCU Flagship Visa approved (3rd NFCU card)


@CreditMagic7 wrote:

This is super awesome 12njoy, congrats on this newest card, the NFCU Flagship approval

 

Nice APR and that starter limit is set to grow as well too according to CA.

 

 


Thanks CM7.  I hope so because it appears my other two cards are capped at 25k each

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 6 of 26
12njoy
Super Contributor

Re: NFCU Flagship Visa approved (3rd NFCU card)

@CM7,

 

Don't close the Sun Country, even if recon isn't successful.  It will grow every 3-4 months.

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 7 of 26
Saleen099
Senior Contributor

Re: NFCU Flagship Visa approved (3rd NFCU card)

😳 Nice Congrats!!!!!!! 

Message 8 of 26
ddemari
Super Contributor

Re: NFCU Flagship Visa approved (3rd NFCU card)

Congrats on your navy success!!!
Message 9 of 26
Anonymous
Not applicable

Re: NFCU Flagship Visa approved (3rd NFCU card)

Congratulations!

Message 10 of 26
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