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NFCU Flagship- approved

Kp629
Valued Member

NFCU Flagship- approved

Have been gardening for a little while now... I have been trying to get a CLI on my cash rewards card with Navy Fed for a few months now but I keep getting denied. Started reading into it on here and saw some saying they were denied CLI but were approved for a new card with them on the same day. So I decided to go for the flagship (go big or go home right??) and got the dreaded 24-48 hour notice- this was Friday night... I was disappointed and automatically assumed it was a denial. This morning I got the email... APPROVED!!! For $20K which is my highest limit to date. I'm so thrilled!!  



Message 1 of 19
18 REPLIES 18
Traveler101
Frequent Contributor

Re: NFCU Flagship- approved

Your research paid you well. Congratulations!

Message 2 of 19
M_Smart007
Legendary Contributor

Re: NFCU Flagship- approved

Congratulations on your great NFCU Flagship Approval!

Message 3 of 19
Stealth-1
Frequent Contributor

Re: NFCU Flagship- approved

Congrats on the 20K Flagship approval!

 

Great move. I think NFCU denying/limiting a CLI but approving a new card with a nice SL shows they wanted you to expand the overall relationship with them (which is more significant than just a CLI on only one card). I previously did the same and afterwards it seemed as if they rolled out the welcome mat for future approvals on everything else.




"If you don't stand for something, you might fall for anything."
Message 4 of 19
OmarGB9
Community Leader
Super Contributor

Re: NFCU Flagship- approved

Congrats!


Last App: 07/21/2022
Dover Cashback Mastercard

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 5 of 19
coreyb80
Senior Contributor

Re: NFCU Flagship- approved

Congrats on the strong approval!

Message 6 of 19
SUPERSQUID
Valued Contributor

Re: NFCU Flagship- approved


@Kp629 wrote:

Have been gardening for a little while now... I have been trying to get a CLI on my cash rewards card with Navy Fed for a few months now but I keep getting denied. Started reading into it on here and saw some saying they were denied CLI but were approved for a new card with them on the same day. So I decided to go for the flagship (go big or go home right??) and got the dreaded 24-48 hour notice- this was Friday night... I was disappointed and automatically assumed it was a denial. This morning I got the email... APPROVED!!! For $20K which is my highest limit to date. I'm so thrilled!!  


CONGRATS!!!!!

The 24 - 48 hour reveiw notice is commonplace with NAVY. Just curious, how long since you were approved for a cli on the cash rewards?

What were  the reasons for denial on the letters from NAVY?

Generally you can ask for your first cli at 91 days and 3 full statements. Then further cli's can be requested 181 days and 6 full statements

{ BK7 DC 12/2019 } target 1000/ kohls 2500/ discover IT 4500 / 2nd discover IT 6k cl/mercury 4100 / firestone 2800 /legacy 2000 /first savings bank cc 2000/ cap1 QS 2k/ cap 1 savor one 3100 /comenity rewards mc 3k, Penfed PCR signature visa 7.5k/ penfed gold 7.5k NFCU >signature visa cash rewards 9700/bread cashback amex 6k

>/ nfcu platinum 3k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
Message 7 of 19
KingRue8500
Valued Contributor

Re: NFCU Flagship- approved

Congrats on your NFCU Flagship Rewards approval



Message 8 of 19
cashorcharge
Community Leader
Senior Contributor

Re: NFCU Flagship- approved

WooHoo!!  Very nice!! Congratulations on your NFCU approval!!🎉🍾🥂

Message 9 of 19
CreditAggie
Community Leader
Super Contributor

Re: NFCU Flagship- approved

Congratulations on your NFCU Flagship approval!

Current Cards (in order of approval):

            
Current FICO 8 | 9:  
Credit Age:  
Inquiries (6/12/24 M):  
Banks & CUs:                           Goal Cards:
                
Message 10 of 19
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