What is an Easy Certificate??
Is a CD for a period of 12 months they give you 3.4% interest compounded monthly and a 3.5% APY. The good thing is that you could start with a min of $50 and bring it up to a max of $3000.00 Now the best thing NFCU has is that you could deposit up to 5 times every month till you max out. Other major banks require a minimun 5000 and there interest goes really low for about 0.20%.
My personal recommendation with NFCU -- - -OPEN CHECKING AND SAVINGS
-SETUP DIRECT DEPOSIT THROUGH THEM
-APPLY FOR A SECURED CARD ( wait at least 4 months of statement) ALWAYS PIF
-OPEN AN EASY CERTIFICATE
THEN APPLY FOR A UNSECURED CARD
Congratulations on your NFCU Go Rewards approval and awesome SL!