The allure of the sign up bonus was too much to resist, so I pulled the trigger on a NFCU Go Rewards Visa card.
I was concerned that even if approved I might be stuck with a small-ish credit line due to my existing exposure (I have a Platinum MasterCard), but things turned out OK:
My existing Platinum MC is at $24k, which is my largest credit line. I got an auto-CLI on the MC back in March and I was concerned that I would be too close to my total exposure limit, but thankfully there was a little bit left. (This was the first time I've ever been slightly disappointed to get a CLI... how things have changed the last few years!)
Anyway, they pulled TU; my score was 812 a couple of weeks ago. I'm expecting a score 'ding' in Aug/Sept when my installment loan reports as PIF, so I figured I might as well "get while the getting is good" (LOL). Also, I'm about to accept an upgrade on my CareCredit to the MasterCard version, which will report as a new account as well (and also likely causing a 'ding').
So far there's nothing else on the horizon... no complaints about that, though.
Congrats on your NFCU approval UncleB! 👍😁 Very, very nice SL!
Would you eventually consider going for a 3rd NFCU CC? Maybe even a 4th one lol 😉😝
Great results either way!
Thanks my friend!
I think I'll likely be good with two... I can't imagine that they would want to give me any more than they already have!
Congratulations on your approval!
Congrats and awesome approval and the best APR on the card as well and the best sign-up bonus.. Can't really beat that now can you? Glad you decided to go for it