@UncleB wrote:The allure of the sign up bonus was too much to resist, so I pulled the trigger on a NFCU Go Rewards Visa card.
I was concerned that even if approved I might be stuck with a small-ish credit line due to my existing exposure (I have a Platinum MasterCard), but things turned out OK:
My existing Platinum MC is at $24k, which is my largest credit line. I got an auto-CLI on the MC back in March and I was concerned that I would be too close to my total exposure limit, but thankfully there was a little bit left. (This was the first time I've ever been slightly disappointed to get a CLI... how things have changed the last few years!)
Anyway, they pulled TU; my score was 812 a couple of weeks ago. I'm expecting a score 'ding' in Aug/Sept when my installment loan reports as PIF, so I figured I might as well "get while the getting is good" (LOL). Also, I'm about to accept an upgrade on my CareCredit to the MasterCard version, which will report as a new account as well (and also likely causing a 'ding').
So far there's nothing else on the horizon... no complaints about that, though.
Again congrats on the new one and with a killer SL to boot. Before you know it, you'll be joining the 3 card club with the rest of us.
Yeah congrats m8, now since 2nd arrived ,maybe make space for 3rd?
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
Wow! Congrats UncleB fer sure! Great CL aaaannd a great APR! Kick A$$
Congratulations!!! Awesome!!!