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NFCU Go rewards (recon)/ Discover Graduation

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New Contributor

NFCU Go rewards (recon)/ Discover Graduation

I opened up a NFCU checking account this morning and applied for NFCU GO Rewards credit card. I was approved with a starting limit of 1000.
I sent a secured message asking them to reconsider for a higher limit.

I have one other card with Discover. It is a secured card with a 500.00 limit. My 7th statment cuts on then 23rd. I'm home that I graduate!

I'll keep everyone updated on recon and graduation
Starting Score: 450 Experian (Nov. 2018)
Current Score: 623 Experian 655 Transunion 618 Equifax (6/19/19)
Goal Score: 650 For all 3 myfico scores


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Community Leader
Super Contributor

Re: NFCU Go rewards (recon)/ Discover Graduation


@Neverturningback wrote:
I opened up a NFCU checking account this morning and applied for NFCU GO Rewards credit card. I was approved with a starting limit of 1000.
I sent a secured message asking them to reconsider for a higher limit.

I have one other card with Discover. It is a secured card with a 500.00 limit. My 7th statment cuts on then 23rd. I'm home that I graduate!

I'll keep everyone updated on recon and graduation

Congratulations on your approval.

 

If Discover secured is your only other credit card, NFCU may want to see some history with them first before giving a higher limit. But, I'll keep my fingers crossed that they will give you a bump in CL.


DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macy's $20K || NFCU CLOC $15K || CitiCostco $12.7K || NFCU Platinum $12.5K || Apple Card $6.5K ||
Message 2 of 16
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New Contributor

Re: NFCU Go rewards (recon)/ Discover Graduation

I see, makes sense! Thanks for the feedback!
Starting Score: 450 Experian (Nov. 2018)
Current Score: 623 Experian 655 Transunion 618 Equifax (6/19/19)
Goal Score: 650 For all 3 myfico scores


Take the myFICO Fitness Challenge
Message 3 of 16
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Valued Contributor

Re: NFCU Go rewards (recon)/ Discover Graduation

Congrats on your approval, and good luck with the recon!
Message 4 of 16
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New Contributor

Re: NFCU Go rewards (recon)/ Discover Graduation

Thanks!
Starting Score: 450 Experian (Nov. 2018)
Current Score: 623 Experian 655 Transunion 618 Equifax (6/19/19)
Goal Score: 650 For all 3 myfico scores


Take the myFICO Fitness Challenge
Message 5 of 16
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Epic Contributor

Re: NFCU Go rewards (recon)/ Discover Graduation

Congrats!!

Message 6 of 16
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New Contributor

Re: NFCU Go rewards (recon)/ Discover Graduation

Update:
Discover card graduated!! It graduated this morning, 3 days after my 7th statment. I checked my account to discover my credit limit had increased from 500 to 1800. No email notification received as of yet, but I'm sure I'll receive it soon.

Navy: recon was denied. I attempted to apply for another card with them, which was also denied. I know that I should just relax and let time take control. I'm happy with the 1000 credit limit they've started me with (for now😉).
Starting Score: 450 Experian (Nov. 2018)
Current Score: 623 Experian 655 Transunion 618 Equifax (6/19/19)
Goal Score: 650 For all 3 myfico scores


Take the myFICO Fitness Challenge
Message 7 of 16
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New Contributor

Re: NFCU Go rewards (recon)/ Discover Graduation

The other great thing is... the navy credit card/recon/applying for another navy credit card didnt result in any other additional HP.
I guess they used the HP from me recently opening a checking account with them, which is great to only have 1 Inquiry after all was said and done.
Starting Score: 450 Experian (Nov. 2018)
Current Score: 623 Experian 655 Transunion 618 Equifax (6/19/19)
Goal Score: 650 For all 3 myfico scores


Take the myFICO Fitness Challenge
Message 8 of 16
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Moderator

Re: NFCU Go rewards (recon)/ Discover Graduation

Congrats 

Message 9 of 16
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New Contributor

Re: NFCU Go rewards (recon)/ Discover Graduation

Thanks!
Starting Score: 450 Experian (Nov. 2018)
Current Score: 623 Experian 655 Transunion 618 Equifax (6/19/19)
Goal Score: 650 For all 3 myfico scores


Take the myFICO Fitness Challenge
Message 10 of 16
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