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NFCU - GoRewards App - 1 Day Review?

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Anonymous
Not applicable

NFCU - GoRewards App - 1 Day Review?

App'd for NFCU GoRewards after I just got in with them. Got the 1 day review message. 736 TU FICO 8. They did a TU pull and got the alerts on Credit Karma when they did it so I know they've already pulled.

 

Whats is up with the 1 day review, surprised this wasn't instant for these guys considering the approvals I've seen with high limits on this card.Just got $9500 on Citi Costco and was instant--with CITI!  Anybody else seen the dreaded 1 day review on these cards?

Message 1 of 19
18 REPLIES 18
Anonymous
Not applicable

Re: NFCU - GoRewards App - 1 Day Review?

My fella got the 1 day message form them last week and he's been a Navy Federal member for 20+ years. Came back the following morning with 9K approval. They didn't ask to verify anything...just took an extra day!

Message 2 of 19
Scupra
Super Contributor

Re: NFCU - GoRewards App - 1 Day Review?

App in review is pretty common. Good luck!

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 3 of 19
RonM21
Valued Contributor

Re: NFCU - GoRewards App - 1 Day Review?

Very common anymore, and if it takes longer than that you can call. Best of luck, but I'm fully expecting to hear good approval news from you!!!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 4 of 19
Anonymous
Not applicable

Re: NFCU - GoRewards App - 1 Day Review?

Thanks for all the replies. I am still trying to figure out exactly what constitues a 'manual' review vs instant. But, I did call in and got the approval for 12k at the 9.74 interest so happy to be in with NFCU!

Message 5 of 19
Anonymous
Not applicable

Re: NFCU - GoRewards App - 1 Day Review?

Congratulations! Great SL! 

Message 6 of 19
Anonymous
Not applicable

Re: NFCU - GoRewards App - 1 Day Review?

App'd for card on Monday and still in review. I called and they said they are backed up from an ongoing promotion.
Message 7 of 19
Anonymous
Not applicable

Re: NFCU - GoRewards App - 1 Day Review?

Congratulations! Well done!

Message 8 of 19
Scupra
Super Contributor

Re: NFCU - GoRewards App - 1 Day Review?


@Anonymous wrote:

Thanks for all the replies. I am still trying to figure out exactly what constitues a 'manual' review vs instant. But, I did call in and got the approval for 12k at the 9.74 interest so happy to be in with NFCU!


Congrats to you! What a great SL

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 9 of 19
Anonymous
Not applicable

Re: NFCU - GoRewards App - 1 Day Review?

Does NFCU usually only pull TU for CC?

 

And EQ for CLOC?

Message 10 of 19
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