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I applied and received the NFCU GoRewards card with a 10K CL. After the 3rd statement I asked for a CLI and boom 17K. I also have a CLOC for 1K. What should be the next thing I do to get additional credit?
My FICO 8 is EXP 706 TU 728 EQ 694. Thanks
Congrats on you cli!
As for next steps.....you’d need to share more about your profile.
@Anonymous wrote:Congrats on you cli!
As for next steps.....you’d need to share more about your profile.
Well I have tons of credit cards but my overall utilization is around 25%. I have 1 over 70% ( at 73%).
@AlmostNJ wrote:I applied and received the NFCU GoRewards card with a 10K CL. After the 3rd statement I asked for a CLI and boom 17K. I also have a CLOC for 1K. What should be the next thing I do to get additional credit?
My FICO 8 is EXP 706 TU 728 EQ 694. Thanks
Super Congrats on your Navy Fed GoRewards CLI!
Veteran to veteran, Thank You for your service!!!
You were 100% correct to wait at least 3 statement cycles before
requesting your CLI. It seems you're familiar with the 91/3 strategy.
So in addition to requesting a CLI after 91 days, you can also apply
for a 2nd card with Navy Fed. I'd suggest that you do a quick search
on 91/3 and take a look at some of the starting limits for 2nd cards.
Many of them are in the 5-figure range, so 10k on a 2nd card is common.
Your mileage may vary, of course. But the success of other myFICO
members who belong to Navy Fed will provide you with encouragement
to pull the trigger for a 2nd card of your own.
Congrats again on your Navy Fed CLI success. Thanks for sharing!
Congratulations on your CLI!
COngrats on very nice CLi !!!