NFCU Graduation @ 5 Months 85 point FICO increase!

[Anonymous]

Got a secured credit card from NFCU in March with a $500 limit and 560 FICO score.

Called NFCU on thursday about graduating my secured credit card to an unsecured. The helpful man on the other end of the line told me that it was an automatic process reviewed on a monthly basis.

I checked my  credit scored on saturday morning (2 days after the call) and saw my credit limit went from $500 to $2000!

also my credit score has increased from 560 to 645 over the same period! 

I highly recommend NFCU and all of their products. On to the 700's!

[AverageJoesCredit]

Fantastic job

[tpdtopcop]

**bleep** got my secured card Jan 2019 500 limit and have not been graduated. I only started using in August tho and have paid off every time of used it. Could that be problem that I just started using it?

[M_Smart007]

Welcome To myFICO Forums and

[Anonymous]

could be, I've used my card every month since I got it. Usually just used it to fill my gas tank and then pay it off asap. 

[Meanmchine]

Sweet !