Waiting for my papers from NFCU for my new CLOC. So happy to have this for emergency needs (15k). The end of June I was approved for membership and for the GoRewards (25k). I hesitated on the CLOC because I had been accused by another credit union in the past of being an Egyptian. lol Not an Egyptian, just finishing my rebuilding...
Guess I really am done rebuilding now. I have been a member of MyFico since May of 2015. That is when I began serioiusly rebuilding after my 2008 Chapter 13 fell off my credit reports. Because I learned so much from forum members I was able to make good choices in the cards I have. I will be forever grateful to those members I now consider my friends, as well as new forum members. Thank you all!
My AAofA on TU will likely take a big hit for this, but since I am done for at least a year or more, it shouldn't matter.
So doing my last happy dance for myself for the CLOC! Of course, I will continue doing happy dances for those of you who get those cards you want and/or need. 
@Anonymous wrote:Waiting for my papers from NFCU for my new CLOC. So happy to have this for emergency needs (15k). The end of June I was approved for membership and for the GoRewards (25k). I hesitated on the CLOC because I had been accused by another credit union in the past of being an Egyptian. lol Not an Egyptian, just finishing my rebuilding...
Guess I really am done rebuilding now. I have been a member of MyFico since May of 2015. That is when I began serioiusly rebuilding after my 2008 Chapter 13 fell off my credit reports. Because I learned so much from forum members I was able to make good choices in the cards I have. I will be forever grateful to those members I now consider my friends, as well as new forum members. Thank you all!
My AAofA on TU will likely take a big hit for this, but since I am done for at least a year or more, it shouldn't matter.
So doing my last happy dance for myself for the CLOC! Of course, I will continue doing happy dances for those of you who get those cards you want and/or need.
Congrats Musiclover! For your approvals. I appied for the exact same products recently. Although my gorewards SL was much lower than yours( might consider a recon on that) I am wating on my papers for the CLOC as well. Just a couple quesions for you if you dont mind me asking: Was your approval for the CLOC instant? And, does your status on the loan still say "Review in Process" on their website even though you have been approved?
@credit_endurance wrote:
@Anonymous wrote:Waiting for my papers from NFCU for my new CLOC. So happy to have this for emergency needs (15k). The end of June I was approved for membership and for the GoRewards (25k). I hesitated on the CLOC because I had been accused by another credit union in the past of being an Egyptian. lol Not an Egyptian, just finishing my rebuilding...
Guess I really am done rebuilding now. I have been a member of MyFico since May of 2015. That is when I began serioiusly rebuilding after my 2008 Chapter 13 fell off my credit reports. Because I learned so much from forum members I was able to make good choices in the cards I have. I will be forever grateful to those members I now consider my friends, as well as new forum members. Thank you all!
My AAofA on TU will likely take a big hit for this, but since I am done for at least a year or more, it shouldn't matter.
So doing my last happy dance for myself for the CLOC! Of course, I will continue doing happy dances for those of you who get those cards you want and/or need.
Congrats Musiclover! For your approvals. I appied for the exact same products recently. Although my gorewards SL was much lower than yours( might consider a recon on that) I am wating on my papers for the CLOC as well. Just a couple quesions for you if you dont mind me asking: Was your approval for the CLOC instant? And, does your status on the loan still say "Review in Process" on their website even though you have been approved?
Thanks so much, bruisedcredit. My approval was immediate. It sounds like you are fine now. We all have different responses on different requests since all of our profiles are different.
As to the website, my understanding is when the papers are signed and returned the new account will show along with the card you have.
@Anonymous wrote:
@credit_endurance wrote:
@Anonymous wrote:Waiting for my papers from NFCU for my new CLOC. So happy to have this for emergency needs (15k). The end of June I was approved for membership and for the GoRewards (25k). I hesitated on the CLOC because I had been accused by another credit union in the past of being an Egyptian. lol Not an Egyptian, just finishing my rebuilding...
Guess I really am done rebuilding now. I have been a member of MyFico since May of 2015. That is when I began serioiusly rebuilding after my 2008 Chapter 13 fell off my credit reports. Because I learned so much from forum members I was able to make good choices in the cards I have. I will be forever grateful to those members I now consider my friends, as well as new forum members. Thank you all!
My AAofA on TU will likely take a big hit for this, but since I am done for at least a year or more, it shouldn't matter.
So doing my last happy dance for myself for the CLOC! Of course, I will continue doing happy dances for those of you who get those cards you want and/or need.
Congrats Musiclover! For your approvals. I appied for the exact same products recently. Although my gorewards SL was much lower than yours( might consider a recon on that) I am wating on my papers for the CLOC as well. Just a couple quesions for you if you dont mind me asking: Was your approval for the CLOC instant? And, does your status on the loan still say "Review in Process" on their website even though you have been approved?
Thanks so much, bruisedcredit.
As to the website, my understanding is when the papers are signed and returned the new account will show along with the card you have.
Great. That reassures me about the loan. I am as well so grateful for this forum , the member contributions and advice it has been envaliuble to me rebuilding and I will be heading to the garden after this as well. Again congrats and see you around musiclover!
@baller4life wrote:
You have done a fabulous job neighbor!! Very proud of you! 😉
Thank you, friend and neighbor! Your counsel helped me get there!
@Anonymous wrote:
@baller4life wrote:
You have done a fabulous job neighbor!! Very proud of you! 😉Thank you, friend and neighbor! Your counsel helped me get there!
That was all you! I just nudge you a lil bit! 😄
@baller4life wrote:
@Anonymous wrote:
@baller4life wrote:
You have done a fabulous job neighbor!! Very proud of you! 😉Thank you, friend and neighbor! Your counsel helped me get there!
That was all you! I just nudge you a lil bit! 😄