NFCU MORE REWARDS AMEX - myFICO® Forums - 6145925

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I started my rebuild in April 2020 at a score of low 400's. 5 CO Credit Cards, 13 COLLECTIONS, 1 REPO.

Fast foward to now ALL collections PFD. All CC Charges off Removed/Deleted, and TU removed my REPO. Yes I cost me over 10k to pay everyone but was well worth it.

Currently in wallet

OpenSky 300

Cap1 500

Nrewards 200 was raised to 600 at the 91/3

Fingerhut 500

Self Loan $48.00 mth.

BOFA 13200 AU added 6/1/2020

UTL at 3%

Current F9 TU 686

I was very nervous at the 91/3 but ended up applying and was approved for 25k @Anonymous.99 APR I was shocked! Even before my rebuild I never had a CC of 1k+. Not sure if its because of my AU card that has a decent limit but I am well on my way!!!!!!

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15 REPLIES 15

Congratulations on your NFCU More Rewards approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (April 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

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Congrats on the sweet approval!! Great job cleaning up your credit!! Enjoy!!! 👍🏻

Message 3 of 16

Congratulations on your approval!

Message 4 of 16

Outstanding! Congratulations on your approval!

Message 5 of 16

Congrats, very impressive.

Graph of Days Until Next Spade

Garden Club Spade

Starting Fico Scores:November 2019

Current Fico Scores: January 6, 2021

Goal Scores: 700 across all three

Message 6 of 16

Congratulations on your huge amount of progress and success!

It feels great to be rewarded in a suprising manner!👍

Message 7 of 16

Congratulations on your Approval..

Message 8 of 16

Congrats and GL with your credit rebuild

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching

Message 9 of 16

Congratulations on your approval!!

American Express Platinum NPSL

Affinity Cash Rewards Visa Signature $32,500

FNBO Evergreen Visa Signature $25,000

American Express Marriott Bonvoy Brilliant $25,000

PNC points Visa Signature $20,000

PenFed Power Cash Rewards Visa Signature $20,000

American Express Hilton Honors $20,000

Verizon Visa Signature $20,000

U.S. Bank Altitude Go Visa Signature $17,000

Chase Marriott Bonvoy Boundless Visa Signature $16,700

American Express Cash Magnet $15,000

Citi Custom Cash WEMC $15,000

Discover it Cash Back $14,000

Apple Card $12,500

JACom Credit Union Visa $10,000

Amazon Prime Store Card $10,000

Alliant Cashback Visa Signature $10,000

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