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NFCU Membership & Cash Rewards CC Approval

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Frequent Contributor

NFCU Membership & Cash Rewards CC Approval

Applied for a Navy Federal membership today and was approved. A few minutes later I applied for the Cash Rewards credit card and was approved for a $1000 SL. Was hoping for a higher limit to use this card for balance transfers but I will take it. I sent a message for recon asking for a higher limit and just waiting to hear back. I know the general rule is to wait 90 days to apply for another credit card but is it another HP to apply for a ploc? Thanks

 

Fico8

EQ 678

TU 693

EX 667



Message 1 of 11
10 REPLIES 10
Community Leader
Mega Contributor

Re: NFCU Membership & Cash Rewards CC Approval

Yes everything with Navy is hp and its after 3 statements, 91 days that's its recommended to go for cli. Not necessarily best time to app a second card but you can do so. Congrats and welcome to #TEAMNAVYSmiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 2 of 11
Frequent Contributor

Re: NFCU Membership & Cash Rewards CC Approval

Ok thanks for the info AJC!



Message 3 of 11
Senior Contributor

Re: NFCU Membership & Cash Rewards CC Approval

Congrats on both approvals ..take care of them .. they grow very fast

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 4 of 11
Senior Contributor

Re: NFCU Membership & Cash Rewards CC Approval

Welcome to NFCU and congratulations on your approval!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 5 of 11
Established Member

Re: NFCU Membership & Cash Rewards CC Approval

Congrats !! Did you ever hear back from them after sending a message about recon? Was curious because I am in the same boat ...got approved today Visa CashRewards and small SL 600.00 but wasn't sure if I should ask for a recon - again Congratulations!!

Message 6 of 11
Community Leader
Mega Contributor

Re: NFCU Membership & Cash Rewards CC Approval

Joshk4u, never hurts to recon . Worse that happens is they say not at this time. No worries with the $600 sl . My Plat started at $500 , first cli request at 3/91 got an increase to 5kSmiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 7 of 11
Frequent Contributor

Re: NFCU Membership & Cash Rewards CC Approval

Josh,

 

I havent recieved a message yet, ive been hitting F5 all day lol.


@joshk4u wrote:

Congrats !! Did you ever hear back from them after sending a message about recon? Was curious because I am in the same boat ...got approved today Visa CashRewards and small SL 600.00 but wasn't sure if I should ask for a recon - again Congratulations!!


 



Message 8 of 11
Frequent Contributor

Re: NFCU Membership & Cash Rewards CC Approval

*Update

 

NFCU sent a message stating that I got maximum starting limit that I qualified for and they like to see at least 3 months of on-time payments before credit limit increase. Time to Garden



Message 9 of 11
Frequent Contributor

Re: NFCU Membership & Cash Rewards CC Approval

*Update #2

Decided to app for the Cloc and asked for $5K just to play it safe and was approved. Blessing


Message 10 of 11
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