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NFCU More Rewards Amex Approval - $1,000 SL

ymoneyman
Regular Contributor

NFCU More Rewards Amex Approval - $1,000 SL

Decided to join NFCU and apply for the More Rewards Amex. Heard about the generous CLs that NFCU is providing. Did not have much luck, with only $1,000. I am positive it will grow over time though (hopefully soft pull). Now I definitely need to visit the garden for a while.

Looks like the card has a $300 SUB after $3,000 spend going on. Kind of hard to achieve this without paying throughout the month but I will look forward to it.

I got the approval message but do not see the account in the mobile app yet, so uncertain beyond that. I also got a "We are reviewing your application" email, odd.

Pulled TU, 4 INQ all recent. Lots of new accounts (see signature).

Discover It Student - $5,650 (Jan 2019)BOA Cash Rewards Student MC World - $2,200 (Mar 2019)Amex BCE - $12,300 (May 2019)Chase Amazon Prime Rewards Visa Sig - $3,200 (Aug 2019)Chase Freedom Visa - $3,400 (Nov 2019)Citi Double Cash MC World Elite - $8,900 (Nov 2019)USBank Cash+ Visa Sig - $9,000 (Dec 2019)Capital One Walmart Rewards MC - $2,250 (Mar 2020)NFCU More Rewards Amex - $7,000 (Jul 2020)GS Apple Card - $3,000 (Aug 2020)NFCU cashRewards Visa - $1,000 (Oct 2020)USBank Altitude Go - $2,000 (Jan 2021)BlockFi Rewards Visa Sig - $8,000 (Jul 2021)
Tesla Cybertruck Tri-Motor (Pre-order, low APR is the goal)2013 Maserati GranTurismo (cash, daily)
As of 07/13/21:
EQ FICO9: 730 EX FICO8: 726 TU FICO8: 724
Goals: PNC Cash Rewards (4% gas, maybe)
Message 1 of 27
26 REPLIES 26
ymoneyman
Regular Contributor

Re: NFCU More Rewards Amex Approval - $1,000 SL

Hopefully the email doesn't mean they are pulling back on the approval.

Discover It Student - $5,650 (Jan 2019)BOA Cash Rewards Student MC World - $2,200 (Mar 2019)Amex BCE - $12,300 (May 2019)Chase Amazon Prime Rewards Visa Sig - $3,200 (Aug 2019)Chase Freedom Visa - $3,400 (Nov 2019)Citi Double Cash MC World Elite - $8,900 (Nov 2019)USBank Cash+ Visa Sig - $9,000 (Dec 2019)Capital One Walmart Rewards MC - $2,250 (Mar 2020)NFCU More Rewards Amex - $7,000 (Jul 2020)GS Apple Card - $3,000 (Aug 2020)NFCU cashRewards Visa - $1,000 (Oct 2020)USBank Altitude Go - $2,000 (Jan 2021)BlockFi Rewards Visa Sig - $8,000 (Jul 2021)
Tesla Cybertruck Tri-Motor (Pre-order, low APR is the goal)2013 Maserati GranTurismo (cash, daily)
As of 07/13/21:
EQ FICO9: 730 EX FICO8: 726 TU FICO8: 724
Goals: PNC Cash Rewards (4% gas, maybe)
Message 2 of 27
AllThingsInTime
Established Contributor

Re: NFCU More Rewards Amex Approval - $1,000 SL

@ymoneyman  Super Congrats on your Navy Fed approval!!! Smiley Very Happy

Message 3 of 27
ymoneyman
Regular Contributor

Re: NFCU More Rewards Amex Approval - $1,000 SL

Got an email confirming approval and listing the SL + APR.

Discover It Student - $5,650 (Jan 2019)BOA Cash Rewards Student MC World - $2,200 (Mar 2019)Amex BCE - $12,300 (May 2019)Chase Amazon Prime Rewards Visa Sig - $3,200 (Aug 2019)Chase Freedom Visa - $3,400 (Nov 2019)Citi Double Cash MC World Elite - $8,900 (Nov 2019)USBank Cash+ Visa Sig - $9,000 (Dec 2019)Capital One Walmart Rewards MC - $2,250 (Mar 2020)NFCU More Rewards Amex - $7,000 (Jul 2020)GS Apple Card - $3,000 (Aug 2020)NFCU cashRewards Visa - $1,000 (Oct 2020)USBank Altitude Go - $2,000 (Jan 2021)BlockFi Rewards Visa Sig - $8,000 (Jul 2021)
Tesla Cybertruck Tri-Motor (Pre-order, low APR is the goal)2013 Maserati GranTurismo (cash, daily)
As of 07/13/21:
EQ FICO9: 730 EX FICO8: 726 TU FICO8: 724
Goals: PNC Cash Rewards (4% gas, maybe)
Message 4 of 27
coreyb80
Valued Contributor

Re: NFCU More Rewards Amex Approval - $1,000 SL

Congrats on the approval!

Message 5 of 27
gdale6
Moderator

Re: NFCU More Rewards Amex Approval - $1,000 SL

Sweet, congrats on getting in with a premier CU Smiley Happy

Message 6 of 27
M_Smart007
Epic Contributor

Re: NFCU More Rewards Amex Approval - $1,000 SL

Congratulations on your Approval..

Message 7 of 27
Jccflat
Established Contributor

Re: NFCU More Rewards Amex Approval - $1,000 SL

Congrats .

Looks like the generosity of nfcu Is on a hold as of now because of covid 19

Message 8 of 27
ymoneyman
Regular Contributor

Re: NFCU More Rewards Amex Approval - $1,000 SL

Might just take some time. I am reading that they extend more credit after 3 statement cycles.

Discover It Student - $5,650 (Jan 2019)BOA Cash Rewards Student MC World - $2,200 (Mar 2019)Amex BCE - $12,300 (May 2019)Chase Amazon Prime Rewards Visa Sig - $3,200 (Aug 2019)Chase Freedom Visa - $3,400 (Nov 2019)Citi Double Cash MC World Elite - $8,900 (Nov 2019)USBank Cash+ Visa Sig - $9,000 (Dec 2019)Capital One Walmart Rewards MC - $2,250 (Mar 2020)NFCU More Rewards Amex - $7,000 (Jul 2020)GS Apple Card - $3,000 (Aug 2020)NFCU cashRewards Visa - $1,000 (Oct 2020)USBank Altitude Go - $2,000 (Jan 2021)BlockFi Rewards Visa Sig - $8,000 (Jul 2021)
Tesla Cybertruck Tri-Motor (Pre-order, low APR is the goal)2013 Maserati GranTurismo (cash, daily)
As of 07/13/21:
EQ FICO9: 730 EX FICO8: 726 TU FICO8: 724
Goals: PNC Cash Rewards (4% gas, maybe)
Message 9 of 27
sigcredit
Valued Member

Re: NFCU More Rewards Amex Approval - $1,000 SL

@ymoneyman  At 91 days AND 3 FULL statements you can apply for another card and/or request a CLI. I would just temper your expectations a bit unless the Covid downturn lessens a bit. 

Congrats on getting in!!

Message 10 of 27
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