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NFCU More Rewards Approval (Navy CC #2)

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NFCU More Rewards Approval (Navy CC #2)

I have been a member with NFCU for about 3 years now and recieved the cashRewards CC when I first got my membership. I requested a CLI for that card in April of last year and that brought my CL up to $9,000. I also have an Auto Loan with them that is about 2.5 years old (I am a year ahead on payments). There are regular deposits to my checking account with them but it is not my main checking account that I use. After doing some research and seeing how generous and surprising NFCU can be sometimes, I decided to apply. I recieved my highest SL ever for a CC at $8,700 and the lowest APR available! I am surprised that I recieved the lowest APR and such a high SL, but I guess Navy has seen my creditworthiness over the past couple of years. I have had zero issues with NFCU as a bank and hope to continue banking with them for a while! I will now go to the garden for enternity...

 

Some DPs: College student with minimal student loans, Income: $22k, Pulled TU (had no inquiries at the time), AAoA: <2 years

 

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Message 1 of 14
13 REPLIES 13
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Community Leader
Super Contributor

Re: NFCU More Rewards Approval

Congratulations on your approval and good luck on your studies!

Message 2 of 14
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Valued Contributor

Re: NFCU More Rewards Approval

CONGRATS on your NFCU More Rewards approval, the AWESOME SL, and Thanks for the DPs!!!

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33K | NFCU Flagship VS $15K
Apple Card WEMC $6K | Macy's AMEX $4.5K | PenFed Power Cash Rewards VS $7.5K

TCL - $194K+ | Rebuilding since April 2018
Message 3 of 14
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Established Contributor

Re: NFCU More Rewards Approval

Congrats on the approval!

Message 4 of 14
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Regular Contributor

Re: NFCU More Rewards Approval

Congrats! Great APR and nice SL!


FICO 8 Scores (Actively rebuilding)

FICO 9 Scores

Inquiries (12/24): EX: 2/2 | TU: 2/2 | EQ: 0/0
AoYA: 3 months | AAoA: 8+ years | AoOA: 12+ years
New Accounts (24 months): 3
13 months until completely clean credit files!

Goal Cards:


Scores started in low 500's | Signature last updated 3/17/20
Message 5 of 14
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Established Contributor

Re: NFCU More Rewards Approval

Congrats on your approval.

12/18/19






Cards

Authorized User
Message 6 of 14
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Super Contributor

Re: NFCU More Rewards Approval

Congratulations!

Message 7 of 14
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Established Contributor

Re: NFCU More Rewards Approval

Congratulations! You're building a strong foundation, great work!


BBVA CP. Cap One: QS, SavorOne, VentureOne, Walmart. Discover it CB. DSNB: Bloomies Amex, Macy's Amex. Misc: Overstock, Target. NFCU: cashRewards, Platinum. Sync: Amazon, eBay MC, Lowe's, PP MC, PPC. WF Propel Amex.

[01/2020] Scores: 700s. Util: 3-5%. Inq: TU 8, EX 7, EQ 11. AAoA=6y8m, AoOA=32y7m, AoYA=1m. TCL: 150k. Goal: 200-300k.

Prune, Cover & Rest 125/4. Next Up: NFCU Plat #2, combine and/or close 2-3 accts, then cultivate my garden for 2 yrs and watch it grow! Later this year hope to open a few business accounts.
Message 8 of 14
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Super Contributor

Re: NFCU More Rewards Approval

Congratulations on your approval!

Message 9 of 14
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Senior Contributor

Re: NFCU More Rewards Approval

Congrats on your NFCU More Rewards approval and great APR!





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