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NFCU More Rewards approval (but I'm confused)

toothgrind3r
Frequent Contributor

NFCU More Rewards approval (but I'm confused)

I started my relationship with NFCU with the Cash Rewards on 06/2016...then opened a Flagship on 10/2016. I then ended up closing the Flagship on 10/2018 and moving the credit limit to the Cash Rewards for a total credit limit of $37k and change.

App'd for Platinum back in May of this year.  Denied for reaching my limit with them.

So I figured I was done getting credit from NFCU.  But after following some advice here, I asked them to move $15K from my CashRewards in order to open the Platinum, which they did, and gave me a 5.99% APR.

Today I decided to try for the More Rewards.  I wanted that card and figured I could spare some credit from my Cash Rewards and Platinum in order to open it.  I app'd and about an hour later got the email that said I was approved for $24,500 @ 9.65%

So a few months ago I reached my limit, but now they give me another 25k?  What might have caused that?

I've got some cards. Some are pretty, some are ugly. Some are more useful than others.
Message 1 of 15
14 REPLIES 14
Credit4Growth
Valued Contributor

Re: NFCU More Rewards approval (but I'm confused)

Huge Suprise.... gift horse thing and all...

Congrats on the wonderful approval!

 

Screenshot_20200818-090608.jpg

|| DTI 8% || Mortgage Scores: EQ724, Tu694, EX726 ||
Inquiries: EQ/TU/EX (0 / 2 / 1) - 0/6 - 0/12 - 3/24 ||


Next App on the list is ???
Last apps: (2) August 18, 2019
Garden goal - Unknown date, 2021
Going for Sapphire spade - May 18th 2021

Dirty/ Thick/ Aged/
Message 2 of 15
Girlzilla88
Valued Contributor

Re: NFCU More Rewards approval (but I'm confused)

It's possible you did hit their limit for specific things I wouldn't fight it though it's a great add on none-the-less Congrats on your impressive adds and increase Smiley Very Happy










Message 3 of 15
Peanut4211982
Contributor

Re: NFCU More Rewards approval (but I'm confused)

Congratulations on your approval

Starting scores EQ 523 TU 513 EX 512.... 4-2020
EQ 607 TU 630 Ex 608... 9-16-20

Goal 700
Scores 7-01-21 fico EX 675 ..TU 675..EQ 660
Message 4 of 15
Irv02
Frequent Contributor

Re: NFCU More Rewards approval (but I'm confused)

Congratulations on your new Navy More Rewards approval!!

Message 5 of 15
AllZero
Super Contributor

Re: NFCU More Rewards approval (but I'm confused)

Congratulations on your approval!

Message 6 of 15
M_Smart007
Epic Contributor

Re: NFCU More Rewards approval (but I'm confused)

Congratulations on your Approval..

Message 7 of 15
CreditAggie
Senior Contributor

Re: NFCU More Rewards approval (but I'm confused)

Congratulations on your NFCU More Rewards approval!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 8 of 15
cashorcharge
Valued Contributor

Re: NFCU More Rewards approval (but I'm confused)

Congratulations on your continued NFCU success

Message 9 of 15
M_Smart007
Epic Contributor

Re: NFCU More Rewards approval (but I'm confused)


@toothgrind3r wrote:

 

So a few months ago I reached my limit, but now they give me another 25k?  What might have caused that?


@toothgrind3r, Navy will only give you so much CL within a certain time frame,

once you are past that time frame ..they will grant you more!  .. (up to max. exposure)

Message 10 of 15
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