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NFCU More Rewards approval (but I'm confused)

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rostrow416
Established Contributor

Re: NFCU More Rewards approval (but I'm confused)

You might have hit a limit they were willing to extend you based on your profile at the time.  A little more time may have increased the exposure limit they were willing to take on.

Congrats!

AMEX Gold | Purdue FCU $20,000 | FNBO Evergreen $15,000 | TFCU Plat Visa $15,000 | PenFed Platinum Rewards $15,000 | PenFed Pathfinder $15,000 | Citizen's Bank Cash Back+ $15,000 | Synchrony Premier MC $10,000 | SG Visa $10,000 | NFCU MoreRewards $7,000 | NFCU cashRewards $17,000 | Discover IT $6,000 | Capital One BuyPower $950 | AMEX BCP $5,000 | AMEX Amazon Prime Business $3,000

B&H Payboo Card $15,000 | Amazon Prime Card $10,000 | PC Richard Card $15,000 | Target RedCard $2,000 | Walmart Store Card $1,400 | Shell Gas Card $1,200 | Overstock Store Card $7,000 | Kohl's Store Card $3,000


Spring Cleaning:
C̶a̶p̶i̶t̶a̶l̶ ̶O̶n̶e̶ ̶Q̶u̶i̶c̶k̶S̶i̶l̶v̶e̶r̶ ̶$̶1̶,̶0̶0̶0̶ | C̶r̶e̶d̶i̶t̶ ̶O̶n̶e̶ ̶V̶i̶s̶a̶ ̶$̶1̶,̶2̶0̶0̶ | M̶e̶r̶r̶i̶c̶k̶ ̶B̶a̶n̶k̶ ̶$̶2̶,̶7̶0̶0̶ | M̶a̶r̶v̶e̶l̶ ̶M̶a̶s̶t̶e̶r̶c̶a̶r̶d̶ ̶$̶1̶,̶̶2̶0̶0̶ | C̶o̶m̶e̶n̶i̶t̶y̶ ̶M̶a̶s̶t̶e̶r̶C̶a̶r̶d̶ ̶$̶1̶,̶1̶8̶0̶
Message 11 of 15
gdale6
Moderator Emeritus

Re: NFCU More Rewards approval (but I'm confused)

Grats on your new card Smiley Happy

 

Max exposure is typically a function of income and overall credit profile.

Message 12 of 15
Meanmchine
Super Contributor

Re: NFCU More Rewards approval (but I'm confused)

Congrats !

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 13 of 15
M_Smart007
Legendary Contributor

Re: NFCU More Rewards approval (but I'm confused)


@gdale6 wrote:

Grats on your new card Smiley Happy

 

Max exposure is typically a function of income and overall credit profile.


Typically that is correct. However I have seen nothing change as far as Income or profile, "Only Time"

In The NFCU Mega thread, and seen some people get approved, just by six months time passing. Just my two cents.

I believe @AverageJoesCredit , was one person that had run into max exposure and time changed it.

Message 14 of 15
Anonymous
Not applicable

Re: NFCU More Rewards approval (but I'm confused)

Congrats! 

Message 15 of 15
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