NFCU More Rewards

[Brooklyn2018]

Nicely Done!!

...where i come from, that's called:

ForGetaBoutIt

INY

[UH_HUH]

So you call in to fix a car loan issue

and fall into a $25,000.00 

Credit Card? Nice day to be you :-)

Enjoy your success,

Cheers

[Dalmus]

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@UH_HUH wrote:

So you call in to fix a car loan issue

and fall into a $25,000.00 

Credit Card? Nice day to be you :-)

Enjoy your success,

Cheers

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Yeah, that's pretty much it.  lol

Now I find myself in the insane position of any cards under $10K being up for consideration to close down.  My total available credit for majors is over $200K.  Way way way more than I need!

[Irocrcr]

Congrats

[Pro-X]

Congrats on your approval!!

[CA4Closure]

I am a new More Rewards AMEX card holder too with a $23,000 CLI. Just put $4,500 on the card today. Bought two first class air fare tickets on United to Hawaii for a business trip and hotel. I made my SUB of $300 just on one purchase but I will also put my trip expenses on this card like car rental, gasoline, food, etc. 

[Anonymous]

COngrats on your approval and monster Sl !!!

[Aim_High]

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@Dalmus wrote:

So I called in to NFCU to address an issue with my car loan,  ...

 ... she asks if I'd like to apply for the More Rewards card. 

My highest SL and lowest interest rate by far I've ever gotten!

  Congrats on the huge

$25K SL and 11.65% APR!

Enjoy your new card!

[Aim_High]

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@Dalmus wrote:  "...Now I find myself in the insane position of any cards under $10K being up for consideration to close down.  My total available credit for majors is over $200K.  Way way way more than I need!"

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+1

Insane it may seem, but good thinking! 

That's how to leverage your total limits to higher approvals. 

[Dalmus]

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@Aim_High wrote:

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@Dalmus wrote:  "...Now I find myself in the insane position of any cards under $10K being up for consideration to close down.  My total available credit for majors is over $200K.  Way way way more than I need!"

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+1

Insane it may seem, but good thinking! 

That's how to leverage your total limits to higher approvals. 

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4 years ago I never would have thought I'd be considering DROPPING $20K in credit lines.

Cards I'm thinking of dropping...

$1K - Cap1 Cabela's - Refuses to grow - but to be fair, never use it..

$2K - Cap1 Playstation - Going to Comenity anyway

$2.3K - Local bank branded Elan Platinum - no rewards

$6.8K - IT #2 - Only got the second to do the double cashback again.  The #1 is actually the newer account, so I might try combining #1 into #2 to keep the AAoA growing

$8.5K - Cap1 QS - I never use it because I use the 2% Venture for all my non category spending