I was overjoyed to see my instant approval for $25K! I've been "struggling" along with my only bankcard (Disco IT) at $500 limit. I waited to app for this for several months now, decided to pull the trigger today. They pulled TransUnion. I had all bureaus unfrozen.
Other info: NFCU member since Feb 2020. I have a checking, savings, SSL, and CD with them. FICO8s are TU 850, EXP 845, EQ 850. When apped, had 2 open revolvers (AZEO, util 1%), 1 closed revolver, 1 installment (util <8%). AAoA ~4y, AoOA 17y, Youngest revolver 8mo.
Grats...welcome 2 the fam!!!
@AverageJoesCredit wrote:Thats amazing. Im more impressed on your scores with only a $500 bankcard🤯😉
Yes, there was a bit of a furor when I posted my stats on another board here. I guess there is a myth that perfect FICO is impossible with a thin file. When I got that 500 SL, I only had one open revolver <6mo old with high util, and my FICO8s were all around 700. I felt lucky to get approved at all. After lurking on these forums, I saw my first 850 (TU) after 4 months. I stand on the shoulders of giants.
Congratulations on your approval!!
Pretty good hit for your profile, a big congrats to ya 
