@lyTENciL wrote:
@AverageJoesCredit wrote:Thats amazing. Im more impressed on your scores with only a $500 bankcard🤯😉
Yes, there was a bit of a furor when I posted my stats on another board here. I guess there is a myth that perfect FICO is impossible with a thin file. When I got that 500 SL, I only had one open revolver <6mo old with high util, and my FICO8s were all around 700. I felt lucky to get approved at all. After lurking on these forums, I saw my first 850 (TU) after 4 months. I stand on the shoulders of giants.
lol, after achieving an 850 and 25k out the gate from Navy i would retire from credit lol. Id be too scared going forward cuz there is only one way to go lol. Took me 3 years on a poor income to achieve 25k from Navy, my most cherished credit accomplishment
@AverageJoesCredit wrote:lol, after achieving an 850 and 25k out the gate from Navy i would retire from credit lol. Id be too scared going forward cuz there is only one way to go lol. Took me 3 years on a poor income to achieve 25k from Navy, my most cherished credit accomplishment
I've been racing to make up for lost time. I am extremely late to the credit game, due to years of alternating between poor and destitute, and a deep fear of credit/debt. I feel like I crossed some sort of finish line, and I'll be sitting tight for a bit for sure.
@Anonymous wrote:@lyTENciL How many installment loans do you have on your credit report open and closed? just the mortgage and the SSL?
Just one, the SSL (open). No mortgage yet.
@Anonymous wrote:
Awesome and is the Dell a revolver on the credit report?
Yes, indeed.
