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Just got my Navcheck increased from 5k to 15k. This makes my total credit limits at NFCU to 55k. I just love this Credit Union the best decision I have ever Financially made.
Weren't you supposed to leave the button alone?
Congrats!
I left the Increase my credit limit button alone ! I just pressed another one that is all! LOL
No need to be chicken NFCU is very Generous !
I have a couple of thousand in my accounts. I have had it for about 8 months now and have used it a couple of times. It always reports at the first of the month.
I am with NFCU, and wonder why you need a $15k overdraft line of credit? Do you even use it? If you do, won't that look negatively on your account for overdrawing your account? Am I missing something about this line of credit?
I think people want it because it reports to the CB's as a revolving line of credit which helps your utilization %. I guess it could also be good in case of some sort of emergency. I know that NFCU offered me a personal loan at 18% and the Overdraft LOC has a lower interest rate so that could be an option if you need the money and dont want to apply for a loan. I think others just do it to see how much credit NFCU will throw at you. I am a mix of all those listed