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NFCU- No to CLI - Yes to new card 4x’s the limit!!

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Eric958
Established Contributor

NFCU- No to CLI - Yes to new card 4x’s the limit!!

N rewards opened 1 year ago, increased from secured to 2.3k in that time. Denied cli last week. EE Chap13 Jan 1 2018. Applied tonight for Platinum..Bam $10,000. Didn’t think I would see this day, My credit was atrocious at one point. Learned everything I needed to know right here. Thanks to all who take the time to Help others!!!!!




Never Give Up!!
Message 1 of 15
14 REPLIES 14
peghede
Valued Contributor

Re: NFCU- No to CLI - Yes to new card 4x’s the limit!!

Congrats m8

Message 2 of 15
Anonymous
Not applicable

Re: NFCU- No to CLI - Yes to new card 4x’s the limit!!

Congrats. Nice going in your rebuild strategy.
Message 3 of 15
shoegal
Valued Contributor

Re: NFCU- No to CLI - Yes to new card 4x’s the limit!!

Super congrats!


Message 4 of 15
AverageJoesCredit
Legendary Contributor

Re: NFCU- No to CLI - Yes to new card 4x’s the limit!!

Boom shak a lakaSmiley Happy
Message 5 of 15
mysterythemoon
Regular Contributor

Re: NFCU- No to CLI - Yes to new card 4x’s the limit!!

Waiting on their decision for my second currently. Looks like they pulled TU for me. What'd they pull for you and what was your score?

Started on July 4th, 2016 with 400's FAKO scores, no FICO, a dozen baddies and no credit of any kind.

As of March 2018, Before The Fall:
AmEx Blue Cash Everyday: $12,600
Chase Sapphire Preferred: $10,000
Bank Of America BankAmericard: $6,000
Capital One Quicksilver One: $5,500
Citi Diamond Preferred: $5,400
NFCU Cash Rewards Visa Signature: $5,100
NFCU Go Rewards MasterCard World: $5,000
Wells Fargo Propel: $3,500
Barclay's Uber Visa: $2,500
AmEx Starwood Preferred Guest: $2,000
Citi Double Cash: $1,500
AmEx Hilton Honors: $1,000
Discover It: $600
Capital One Platinum: $500

TOTAL 2018 CREDIT LINE: $61,200

JUNE 2023 UPDATE
2020: COVID toppled me. All old accounts went into default. Business lost. Car repossessed.
2021: Cap1 let me back in (one secured/two not). Secured Mission Lane. AU on AMEX Gold, Citi Premier and Chase Sapphire. Car loan approved without cosigner for $20,000. All current.
Currently: No lawsuits. Thinking most SOL have expired on CC debt. Fingers crossed my math and memory are correct.

CURRENT SITUATION:
Mission Lane Secured: $3,400 (SL $400 -- unasked for CLI)
Capital One Secured: $300
Capital One QS1: $300
Capital One Savor: $1,000
Chase Sapphire Preferred: $10,000 (AU)
AMEX Gold: No Preset Limit (AU)
Citi Premier: $8,500 (AU)

SPRING 2026
ALL BADDIES DROP
Message 6 of 15
Eric958
Established Contributor

Re: NFCU- No to CLI - Yes to new card 4x’s the limit!!

Thanks All, They Pulled TU 670 - utli a little high right now until new balances report next mth.




Never Give Up!!
Message 7 of 15
Anonymous
Not applicable

Re: NFCU- No to CLI - Yes to new card 4x’s the limit!!

Well, that is awesome! Congratulations to you and best of luck in the future. It sounds like you have you priorities and strategies in order. Enjoy your new card. Smiley Happy

Message 8 of 15
Anonymous
Not applicable

Re: NFCU- No to CLI - Yes to new card 4x’s the limit!!

congrats!

Message 9 of 15
JoeLuvsHisCredit
Valued Contributor

Re: NFCU- No to CLI - Yes to new card 4x’s the limit!!

Congrats Smiley Happy Smiley Happy Smiley Happy Smiley Happy Smiley Happy

Message 10 of 15
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