Applied 6Mar19, approved within 30 seconds (WOW). Been rebuilding since divorce...long road to recovery trying to best my highest score 770.
NFCU pulled TU 8...703 AAOA 5+ Under 6 yrs 100% payments no lates on accts 1 installment 12 revolving 2 flex spending 3 inquiries across the board Utilization was at 27% when applied Annual salary 99,420 Oh lastly been disputing inaccuracies on reports.
3 NEGATIVES Lates on mortgage (Divorce) Car (Divorce) Phone (Sprint) wouldn't honor warranty.
In closing, thank y'all, been reading all the post(s) thank u much for the information.