Hey All!
I had another thread going, but I just wanted to give some data points on my Platinum approval today
Approved for $15,800 SL w/ a 12.99%
For those curious, I was really dissapointed with the interest rate because I was applying in hopes for the 7.99%. My other Navy Card has the lowest rate possible so not sure why I didn't get it this time. Even called to try and recon, but the specialist told me there wasn't anything that could be done about it and she even noted that it was strange that my other card had a lower interest rate!! Oh well, I was told to wait a year and then they could take another look at it 
At the end of the day it still takes my available credit up to $59,300 and the 12.99% is the lowest of my Visa/Mastercard's 
Transunion pulled 739 score
utilization >5%
AAoA 1 year
12 Hard Inq's
No Lates
No Baddies
Congratulations!
Congrats on the nice SL ! ! !
Congrats on the Navy Platinum! Like they shared give it a little time and you'll be able to chip away at that APR.
