NFCU Platinum Approval at $20,000

mrgarrettscott · ‎09-22-2022

I got a mailed pre-approval invitation to apply for the NFCU Platinum. It arrived as if I wasn't already a member. I've been a member since 2020. I recently requested and received a CLI from $1000 to $5000 on the CashRewards Visa. That limit had been in place since I joined. I do have direct deposit to a checking account along with a savings account. I applied for the card because of the APR range of 8.24%-18%. I ended up closer to the higher end though at 15% or so. It was a hard pull from TU where I'm floating between 730-745. I did close on my first home three months ago. I did expect to be approved but I certainly didn't expect this.

OmarGB9 · ‎09-22-2022

Amazing! Congrats!

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:

Current FICO 8 scores:

mfinsmi1 · ‎09-22-2022

NFCU strikes again! congrats

Personal Cards (Over $100k):

Business Cards:

Rebuilding Starting Scores - December 2021

FICO SCORE 8/9 - Current 1/6/23

Stats: : 3/6; 8/12; 17/24 --- AAoA 3 YRS, 8 MO --- INQ: EX-6/TU-7/EQ-2

KingRue8500 · ‎09-22-2022

Congrats on your NFCU Platinum approval

Stealth-1 · ‎09-22-2022

Congrats and awesome SL!

Navy Federal Cash Rewards Signature Visa: $30,000

Navy Federal Flagship Rewards Signature Visa: $25,000

Navy Federal More Rewards American Express: $25,000

Synchrony Premiere World Mastercard: $18,000

American Express Blue Cash Preferred: $5,000

American Express Blue Cash Everyday: $30,000

Navy Federal Checking Line of Credit: $15,000

Bank of America Cash Rewards World Mastercard: $35,000

Wells Fargo Rewards Signature Visa: $17,500

"If you don't stand for something, you might fall for anything."

Conceptual23 · ‎09-22-2022

Gotta love Navy, congrats on the approval.

Starting FICO 8s | 06/2018: EX 601 ✦ EQ 605 ✦ TU 590
Current FICO 8s | 9/2022: EX 732 ✦ EQ 739✦ TU 743
2023 Goal Score: 760+

Business Cards:

SUPERSQUID · ‎09-22-2022

CONGRATS!!!!!

Thats a great sl from NAVY.

{ BK7 DC 12/2019 } target 1600/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 110k
Retired since 2017

Traveler101 · ‎09-22-2022

@mrgarrettscott wrote:
I got a mailed pre-approval invitation to apply for the NFCU Platinum. It arrived as if I wasn't already a member. I've been a member since 2020. I recently requested and received a CLI from $1000 to $5000 on the CashRewards Visa. That limit had been in place since I joined. I do have direct deposit to a checking account along with a savings account. I applied for the card because of the APR range of 8.24%-18%. I ended up closer to the higher end though at 15% or so. It was a hard pull from TU where I'm floating between 730-745. I did close on my first home three months ago. I did expect to be approved but I certainly didn't expect this.

Simply the best! Congratulations!

CreditMagic7 · ‎09-22-2022

Congrats on your NFCU Platinum Card approval- A stellar Credit Union!!! Good effort

coreyb80 · ‎09-23-2022

Congrats on the strong approval!