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NFCU Platinum Approval at $20,000

NFCU Platinum Approval at $20,000

 I got a mailed pre-approval invitation to apply for the NFCU Platinum. It arrived as if I wasn't already a member. I've been a member since 2020. I recently requested and received a CLI from $1000 to $5000 on the CashRewards Visa.  That limit had been in place since I joined. I do have direct deposit to a checking account along with a savings account.  I applied for the card because of the APR range of 8.24%-18%.  I ended up closer to the higher end though at 15% or so. It was a hard pull from TU where I'm floating between 730-745.  I did close on my first home three months ago. I did expect to be approved but I certainly didn't expect this. 

Message 1 of 16
15 REPLIES 15
OmarGB9
Community Leader
Super Contributor

Re: NFCU Platinum Approval at $20,000

Amazing! Congrats!


Last App: 07/21/2022
Dover Cashback Mastercard

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 2 of 16
mfinsmi1
Frequent Contributor

Re: NFCU Platinum Approval at $20,000

NFCU strikes again! congrats

Active Cards:

Rebuilding Starting Scores - December 2021

FICO SCORE 8/9 - Current

Stats: 6/6; 9/12; 10/24 --- AAoA w/ AU acct. 4 YRS, 8 MO (TU&EQ) // w/out AU 3 YRS, 7 MO (EX)
Message 3 of 16
KingRue8500
Valued Contributor

Re: NFCU Platinum Approval at $20,000

Congrats on your NFCU Platinum approval



Message 4 of 16
Stealth-1
Frequent Contributor

Re: NFCU Platinum Approval at $20,000

Congrats and awesome SL!




"If you don't stand for something, you might fall for anything."
Message 5 of 16
Conceptual23
Frequent Contributor

Re: NFCU Platinum Approval at $20,000

Gotta love Navy, congrats on the approval.

Starting FICO 8s | 06/2018: EX 601 ✦ EQ 605 ✦ TU 590
Current FICO 8s | 9/2022: EX 732 ✦ EQ 739✦ TU 743
2023 Goal Score: 760+





Business Cards:


Message 6 of 16
SUPERSQUID
Valued Contributor

Re: NFCU Platinum Approval at $20,000

CONGRATS!!!!!

Thats a great sl from NAVY.

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{ BK7 DC 12/2019 } target 1000/ kohls 2500/ discover IT 4500 / 2nd discover IT 6k cl/mercury 4100 / firestone 2800 /legacy 2000 /first savings bank cc 2000/ cap1 QS 2k/ cap 1 savor one 3100 /comenity rewards mc 3k, Penfed PCR signature visa 7.5k/ penfed gold 7.5k NFCU >signature visa cash rewards 9700/bread cashback amex 6k

>/ nfcu platinum 3k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
Message 7 of 16
Traveler101
Frequent Contributor

Re: NFCU Platinum Approval at $20,000


@mrgarrettscott wrote:

 I got a mailed pre-approval invitation to apply for the NFCU Platinum. It arrived as if I wasn't already a member. I've been a member since 2020. I recently requested and received a CLI from $1000 to $5000 on the CashRewards Visa.  That limit had been in place since I joined. I do have direct deposit to a checking account along with a savings account.  I applied for the card because of the APR range of 8.24%-18%.  I ended up closer to the higher end though at 15% or so. It was a hard pull from TU where I'm floating between 730-745.  I did close on my first home three months ago. I did expect to be approved but I certainly didn't expect this. 


Simply the best! Congratulations!

Message 8 of 16
CreditMagic7
Super Contributor

Re: NFCU Platinum Approval at $20,000

Congrats on your NFCU Platinum Card approval- A stellar Credit Union!!! Good effort

Message 9 of 16
coreyb80
Senior Contributor

Re: NFCU Platinum Approval at $20,000

Congrats on the strong approval!

Message 10 of 16
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