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Applied yesterday in late afternoon and went to pending review, as of now I haven't heard from them even after checking the status on my online account. I forgot about applying on a weekend, may not find out until Monday. I've had a few CREDCO inquiries (was going for a mortgage until I couldn't sell my house in time for a new build that I had to close on this week) so I don't think that will have any affects on outcome. All Fico 8 scores are at 680 and mortgage scores are 700- we shall see, any thoughts?
Mod note: I've updated your subject to reflect your approval; feel free to change/edit if you would like. --UB
Well if you already have a 15k CLOC and a 30k Cash Rewards, I'm sure the outcome will be favorable. For fun I'll guess 25k.
I'm sure your chances are pretty good! If I had to guess their system is probably overloaded with applicatons especially with so many approvals lol. I was approved with a fico 09 around 660(I think). I was approved for $25k, 7.99 apr. I also have the CLOC at 15k and a gorewards at 23.7 k. I have baddies and my utilization was high on my gorewards, but overall utilization was around 32%. I'm rooting for you and looking forward to your approval!
Just got word back..Mod, please move thread to approvals- I've had cash rewards just about a year I recall and util on their card now at application was at 45% (will pay in full in Jan) and overall util is 35%- income $150k
Purpose of Loan: | Platinum Visa | |
![]() | Date: | 12/15/2018 |
![]() | Subject: | The status of your new Platinum Visa credit card (************) is Approved. |
![]() | Message: | Congratulations! Based on your creditworthiness, you have been approved for a Platinum Visa credit card. Your new credit line will be $20,000.00. Your APR will be 12.99%. Expect your credit card within 5-7 business days for regular mail delivery; expedited shipping times vary based on location. |
Congratulations on the new card!
Hopefully that interest will go down in a year if you have both cards paid off
Congrats on your approvals and monster SL !!!
another Navy monster Approval ..they giving away crazy SL lately , they must love xmas hehe
Congratulations on your approval!