NFCU Platinum Visa Approval and DPs

[SoonerSoldier33]

My spree is nearing it's end, but it has been a huge success so far! Applied in branch for membership with NFCU today, and decided to apply for NFCU Platinum Visa while I was in there. Instant approval! DPs follow:

SL $3400 with 17.99% APR (kinda low SL for NFCU and pretty high APR for this card, but you'll see why below)

Pulled TU only

TU FICO 8: 678, FICO 9: 694 (not sure which they used)

2 unresolved baddies on my TU (Installment COs with balances), so I'm happy with this SL and APR.

Hard Inquiries on TU: 0 (before this one)

New Accounts in past 12 months: 1 (Discover it, $7K SL)

Income: $45K-$50K annually

So, NFCU lived up to their reputation for me. Friendly, easy process to open membership, checking, and savings accounts, and to apply for and be instantly approved for the card I wanted with a decent SL even with less than perfect credit. Whole process took less than 30 minutes in the branch. I'm an Army Soldier, but I'm OK with saying, 'Go Navy!' just for today. Lol.

[collics]

Congratulations on your approval!

Thank you for your service. 

[Irv02]

Congrats on your approval!!  

[GrandBay]

@SoonerSoldier33 

Congrats on your approval and thanks for continuing to serve! 

[SUPERSQUID]

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@SoonerSoldier33 wrote:

My spree is nearing it's end, but it has been a huge success so far! Applied in branch for membership with NFCU today, and decided to apply for NFCU Platinum Visa while I was in there. Instant approval! DPs follow:

SL $3400 with 17.99% APR (kinda low SL for NFCU and pretty high APR for this card, but you'll see why below)

Pulled TU only

TU FICO 8: 678, FICO 9: 694 (not sure which they used)

2 unresolved baddies on my TU (Installment COs with balances), so I'm happy with this SL and APR.

Hard Inquiries on TU: 0 (before this one)

New Accounts in past 12 months: 1 (Discover it, $7K SL)

Income: $45K-$50K annually

So, NFCU lived up to their reputation for me. Friendly, easy process to open membership, checking, and savings accounts, and to apply for and be instantly approved for the card I wanted with a decent SL even with less than perfect credit. Whole process took less than 30 minutes in the branch. I'm an Army Soldier, but I'm OK with saying, 'Go Navy!' just for today. Lol.

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CONGRATS !!!!!

Remember NAVY stands for

Never Again Volunteer Yourself

[ChargedUp]

Congrats on the NFCU approval!

[CreditAggie]

Congratulations on your NFCU Platinum approval and welcome aboard the navy ship! Thank you for your service. 

[M_Smart007]

Congratulations on your Approval

[Elpadrino1]

Congratulations on your approval!!

[Sub16610]

Congrats on your approval!