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NFCU Platinum Visa Approval and DPs

SoonerSoldier33
Frequent Contributor

NFCU Platinum Visa Approval and DPs

My spree is nearing it's end, but it has been a huge success so far! Applied in branch for membership with NFCU today, and decided to apply for NFCU Platinum Visa while I was in there. Instant approval! DPs follow:

 

SL $3400 with 17.99% APR (kinda low SL for NFCU and pretty high APR for this card, but you'll see why below)

Pulled TU only

TU FICO 8: 678, FICO 9: 694 (not sure which they used)

2 unresolved baddies on my TU (Installment COs with balances), so I'm happy with this SL and APR.

Hard Inquiries on TU: 0 (before this one)

New Accounts in past 12 months: 1 (Discover it, $7K SL)

Income: $45K-$50K annually

 

So, NFCU lived up to their reputation for me. Friendly, easy process to open membership, checking, and savings accounts, and to apply for and be instantly approved for the card I wanted with a decent SL even with less than perfect credit. Whole process took less than 30 minutes in the branch. I'm an Army Soldier, but I'm OK with saying, 'Go Navy!' just for today. Lol.






Team Garden Club as of Oct 2021
Message 1 of 15
14 REPLIES 14
collics
Frequent Contributor

Re: NFCU Platinum Visa Approval and DPs

Congratulations on your approval!

Thank you for your service. 

BK 7 Discharged May 2014

FICO8s Dec 2019

FICO8s Oct 2 2021


Message 2 of 15
Irv02
Frequent Contributor

Re: NFCU Platinum Visa Approval and DPs

Congrats on your approval!!  

Message 3 of 15
GrandBay
Frequent Contributor

Re: NFCU Platinum Visa Approval and DPs

@SoonerSoldier33 

Congrats on your approval and thanks for continuing to serve! 

Message 4 of 15
SUPERSQUID
Frequent Contributor

Re: NFCU Platinum Visa Approval and DPs


@SoonerSoldier33 wrote:

My spree is nearing it's end, but it has been a huge success so far! Applied in branch for membership with NFCU today, and decided to apply for NFCU Platinum Visa while I was in there. Instant approval! DPs follow:

 

SL $3400 with 17.99% APR (kinda low SL for NFCU and pretty high APR for this card, but you'll see why below)

Pulled TU only

TU FICO 8: 678, FICO 9: 694 (not sure which they used)

2 unresolved baddies on my TU (Installment COs with balances), so I'm happy with this SL and APR.

Hard Inquiries on TU: 0 (before this one)

New Accounts in past 12 months: 1 (Discover it, $7K SL)

Income: $45K-$50K annually

 

So, NFCU lived up to their reputation for me. Friendly, easy process to open membership, checking, and savings accounts, and to apply for and be instantly approved for the card I wanted with a decent SL even with less than perfect credit. Whole process took less than 30 minutes in the branch. I'm an Army Soldier, but I'm OK with saying, 'Go Navy!' just for today. Lol.


CONGRATS !!!!!

 

Remember NAVY stands for

 

Never Again Volunteer Yourself

target 500 kohls 700 discover 3k mercury 3350 ollo 600 mission lane 1050 big lots 750 ikea 550 valero 300 firestone 2800 legacy 1500 first savings bank cc 1500 cap1 QS 1800 fingerhut 2600
Message 5 of 15
ChargedUp
Valued Contributor

Re: NFCU Platinum Visa Approval and DPs

Congrats on the NFCU approval!

AODFCU 3% Visa ($10K), Amex PRG (NPSL), Amex Blue Cash ($27K), Amex Simply Cash+ ($4K), Amex Business Cash ($22.5K), Discover ($29.7K), Cap 1 Union Plus MC ($2500), Chase FU Visa Sig ($12K), Chase F Visa Sig ($8.3K), Chase CSP Visa Sig($6.5K), FCB/Elan Rewards Visa Sig($15K), Buckle ($1.3K), BofA AAA Rewards ($84.5K), Paypal credit ($10K), BBVA Clearpoints ($7.5K), Cap 1 Savor ($13K), PenFed PCR ($3500), Bank of the West CB MC ($3K), PNC Cash Rewards ($14K), NASAFCU Rewards Visa ($20K), BOC/Elan Max Cash MC ($25K), BoA Business Customized Cash Rewards MC ($8k)
Message 6 of 15
CreditAggie
Super Contributor

Re: NFCU Platinum Visa Approval and DPs

Congratulations on your NFCU Platinum approval and welcome aboard the navy ship! Thank you for your service. 

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 1/6, 3/12, 5/24
Message 7 of 15
M_Smart007
Epic Contributor

Re: NFCU Platinum Visa Approval and DPs

Congratulations on your NFCU approval.png ApprovalSmiley Happy

Message 8 of 15
Elpadrino1
Established Contributor

Re: NFCU Platinum Visa Approval and DPs

Congratulations on your approval!!

Message 9 of 15
Sub16610
Frequent Contributor

Re: NFCU Platinum Visa Approval and DPs

Congrats on your approval!

Message 10 of 15
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