NFCU Platinum Visa Approved!!!

shoegal · ‎01-30-2018

I joined NFCU last week and researched for a few days which card to start with plus I asked questions here and finally, today went for it.

I was instantly approved for the NFCU Platinum Visa for $3,900 which I’m using to do a balance transfer. I’m super happy and excited. I also open an everyday checking with them, after my approval.

Data Points:

Income: 100k

UTIL: 38%

FICO 08 scores: EX 638 / EQ 620 / TU 666

Bad stuff: 6 paid CO that drop next year (April 2019)

iamdetermined · ‎01-30-2018

Congrats shoegal!

Welcome to Navy!

JetBlue $25.3k
NFCU Amex $25k
NFCU GoRewards $24k
Citi AAdvantage $20k
Macy's Platinum $20k
Wells Fargo Reflect $15.5k
Chase Freedom Unlimited $12.5k
Discover IT $11.9k
Cap One QS $11,750
PayPal MC $9.5k
Amex Cash Magnet $7.9k
USAA Preferred Cash Rewards $7.5k
Amex EveryDay $5.5k
Victoria’s Secret $5k
Heritage FCU Platinum $2k
PenFed $500

*Total CL: $203,850*

**Lines of Credit**
NLOC $6k
US Alliance $2k

FICO 8..... 4/25/17: EQ 648 - EX 654 - TU 632
FICO 8..... 8/27/18: EQ 684 - EX 696 - TU 713
FICO8..... 1/14/22: EX 713 - EQ 703 -TU 723
FICO 8..... 4/7/23: EX 713 - EQ 715 -TU 729
FICO 8......4/30/23: EX 733
FICO 8…..3/8/25: EX 747

shoegal · ‎01-30-2018

wrote:
Congrats shoegal! Welcome to Navy!

Thank you!

Anonymous · ‎01-30-2018

Love NFCU! Enjoy that card... it'll grow fast!

Anonymous · ‎01-30-2018

Congrats Shoegal,

Take care of Navy and they will take good care of you. Welcome to NFCU!

Anonymous · ‎01-30-2018

Congrats, Shoegal!

shoegal · ‎01-31-2018

wrote:
Love NFCU! Enjoy that card... it'll grow fast!

@ TonyMac thank you! I hope so.

shoegal · ‎01-31-2018

wrote:
Congrats Shoegal,
Take care of Navy and they will take good care of you. Welcome to NFCU!

@Anonymous Thank you! I live vicariously through your approvals. 🤣😂

shoegal · ‎01-31-2018

wrote:
Congrats, Shoegal!

@Anonymous @Anonymous! I haven’t seen you in the garden for a while. We must be on at different times, but also there’s always like 100 new pages to catch up on. 😂

WowCool · ‎01-31-2018

Congratulations shoegal!! Welcome aboard!! Enjoy that new card!