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NFCU SP CLI!

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Anonymous
Not applicable

NFCU SP CLI!

Been a while since I’ve been on, but wanted to share another success on a SP CLI! I’ve been in the garden while I’m under contract on a new construction home. (No new credit or HP’s for me for another 6 months!). Been reading about the SP success so I decided to give it a go, obviously freezing my reports first in case it didn’t work.

I am currently at $8400 on my CashRewards so I requested $20K. I got the 24 hr message and just figured it was a denial. Well, I logged in just a few minutes ago and my available credit is showing more that my current credit limit! The limit hasn’t updated, but appears they gave me a new total of around $14 - $15K or so, I think. The new available plus my current balance total up to a strange amount of $14,382.90.....so not quite sure the exact amount yet. There is nothing pending either.

 

EDIT: New CLI is $14,400.  So a $6K increase!

Message 1 of 11
10 REPLIES 10
CerebralZulu
Frequent Contributor

Re: NFCU SP CLI!

Congrats!


Message 2 of 11
AllZero
Mega Contributor

Re: NFCU SP CLI!

Congratulations on your CLI!
Message 3 of 11
AllZero
Mega Contributor

Re: NFCU SP CLI!

The difference is your outstanding balance?
Message 4 of 11
DoctorManhattan
Frequent Contributor

Re: NFCU SP CLI!

Congrats
Message 5 of 11
Anonymous
Not applicable

Re: NFCU SP CLI!


@AllZero wrote:
The difference is your outstanding balance?

Sorry, not sure I completely follow.  I have a current balance of $5467 & available credit of $8914.  There are no pending charges either.

Message 6 of 11
AllZero
Mega Contributor

Re: NFCU SP CLI!

Hmm...I'm not sure either. Those numbers don't appear to make sense.
Message 7 of 11
Pro-X
Frequent Contributor

Re: NFCU SP CLI!

Congrats!!


Message 8 of 11
BigBS
Senior Contributor

Re: NFCU SP CLI!

Congrats!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 9 of 11
19eighty5
Senior Contributor

Re: NFCU SP CLI!

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 10 of 11
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