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Hello everyone,
I just logged onto my account this early morning, and noticed that my limit has been raised to $2000 from the $1000 I've deposited. From the information I've gathered on the forum, I'm guessing that my account is now unsecured. My sixth statement just cut on the 5th, and the statement was generated yesterday (the 6th). My Fico 9 score was 640 when I first applied for the card, and the latest update score (today) is 680. This was my daily driven card before I was approved for their Amex MoreRewards card about a month ago. My spend was about $800-$1000 a month, and I always let the statement cut w/ a balance, ($997.02 to be exact on my 5th statement) lol. However, I shifted my spending over to MoreRewards and paid off the card before the sixth statement closes.
I have a couple of questions if anyone can chime in and let me know. Since this card had just graduated and I got an increase on my limit. 1) Does the 91/3 still in effect for my next CLI request or will I have to wait 6 months from now?
2) Does the clock for my next CLI request started today or the day that I receive/activate the new CashRewards card?
Thanks in advance...
Congratulations!
Congratulations on your NFCU secured graduation and CLI!
lol thanks for the congrats everyone, hopefully the experts can help me w the questions..
Congratulations on your graduation and CLI!
Congrats !
Congrats on your graduation!
It's my understanding that the clock resets when you graduate and get the bump. So, you can request a CLI on the original card 6 months after the last CLI that you received upon graduation. In other words the auto increase to $2K started a new 6 month waiting period.
Let us know if you are going for a CLI on the MR at 91/3!!