I have a closed nfcu Platinum that has $7600/$9000 left to pay on it. It was closed in agreement with nfcu a couple of years ago when I was still in college and needed a lower interest rate to avoid collections. I have a couple of baddies on my reports and my scores are in my siggy- as you can see, quite bad lol. Other than that, I have a Cap1 qs1 with a $500 CL that is 8-9 years old.. anyway- app'd for a new platinum card and was of course denied- but they invited me to apply for a secured card. I did once I had $500 to deposit into savings and was approved with no additional HP 
Great to hear. Hope you continue well on your journey
Congrats on the approval! Your scores will jump way up once that $7.6k is gone! Good luck on your continued upwards travel!
Thanks all!! Definitely working on it! 💪🏻😤