So Im back in the forums. After experiencing a setback on my prior rebuild from chapter 7. I finally got my foot in the door with NFCU by joining the Navy League. I applied for the goRewards but was denied. Denial letter stated my loan balances was too high in relation to income. The only reason listed. I am a trucker now, making 45k a yr but have twice that in debt thanks to student loans.
Anyhoo I got an email also that said while I was denied for goRewards I should apply for the secured. I had $500 sitting in my savings and thats the limit they gave. Its nowhere as impressive as others but I was siked and wanted to share.
Thanks to everyone who has posted in the forums over the years. Your tips have really been a shining light for me in my struggle to greatness!!
Congratulations on your approval!
Thank you so much! 
@Anonymous wrote:... I had $500 sitting in my savings and thats the limit they gave ...
Congrats! getting in with Navy. Take good care of that card -- use & pay regularly -- and it will graduate. Then comes card#2 -- likely 15 - 20k. Be patient.
Grats on getting the secured approved
