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NFCU Secured

Meanmchine
Super Contributor

Re: NFCU Secured

Congrats !


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>12/2020 CCT EX 821 TU 826 EQ 840


"Survival kit contents check. In them you'll find:

- One forty-five caliber automatic
- Two boxes of ammunition
- Four days' concentrated emergency rations
- One drug issue containing antibiotics, morphine,
vitamin pills, pep pills, sleeping pills, tranquilizer pills
- One miniature combination Russian phrase book and Bible
- One hundred dollars in rubles
- One hundred dollars in gold
- Nine packs of chewing gum
- One issue of prophylactics
- Three lipsticks
- Three pair of nylon stockings.

Shoot, a fella' could have a pretty good weekend in Vegas with all that stuff."

Major Kong (Slim Pickens) in Dr. Strangelove 1964
Message 21 of 29
CreditAggie
Senior Contributor

Re: NFCU Secured

Congratulations on your NFCU secured approval!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 22 of 29
careb3ar
New Contributor

Re: NFCU Secured

Oh ok. I will most definitely do that. I am looking to get rid of the First Premier card anyway. The interest rate is super high and the card benefits are non existant. Thank you! 👌

Ch 7 Pro Se Discharged 12/1/15
Rebuild restart on 11/2019 Fico 5/28 TU613 EQ583 EX590
Quicksilver $600 Quicksilver $600 First Premier $400 NFCU Secured $500
Message 23 of 29
careb3ar
New Contributor

Re: NFCU Secured


@omgitsMatt wrote:

Big success.

 

I'd say in 6 months, whether this card unsecures or not, it will be time for 2nd Navy card and  it could be anywhere from a couple thousand to 25k.

 

Then 91/3 after getting 2nd card, CLI request time.

 

In 9 to 12 months your profile will look completely different!


Thank you!! I am super elated 😊 I will definitely try this after 6 months. Would love a 2nd card with lower apr than my quicksilvers and premier card. I am super anxious and excited to see how I grow 9 to 12 months from now!

Ch 7 Pro Se Discharged 12/1/15
Rebuild restart on 11/2019 Fico 5/28 TU613 EQ583 EX590
Quicksilver $600 Quicksilver $600 First Premier $400 NFCU Secured $500
Message 24 of 29
Mr_Mojo_Risin
Valued Contributor

Re: NFCU Secured

Congratulations getting in with NFCU and your new CC!!  Their secured CC is one of the best around. Many other members have had their cards graduate anywhere from 7 to 12 months.

After having it for 91 days and 3 full statements you can app for another card. 

Happy to hear of your success!

NFCU More Rewards 24K CL
AODFCU Visa Signature 5K CL
NFCU Cash Rewards 4K CL
Discover IT 1.5K CL
Cap1 Quicksilver 600 CL
NFCU auto loan
Message 25 of 29
coreyb80
Valued Contributor

Re: NFCU Secured

Congrats on the approval!!

Message 26 of 29
UH_HUH
Valued Contributor

Re: NFCU Secured


@careb3ar wrote:

 So Im back in the forums. After experiencing a setback on my prior rebuild from chapter 7. I finally got my foot in the door with NFCU by joining the Navy League. I applied for the goRewards but was denied. Denial letter stated my loan balances was too high in relation to income. The only reason listed. I am a trucker now, making 45k a yr but have twice that in debt thanks to student loans. 

 

Anyhoo I got an email also that said while I was denied for goRewards I should apply for the secured. I had $500 sitting in my savings and thats the limit they gave. Its nowhere as impressive as others but I was siked and wanted to share. 

 

Thanks to everyone who has posted in the forums over the years. Your tips have really been a shining light for me in my struggle to greatness!!Heart


Congratulations on your approval!

You have to start somewhere..and from what I have read

no better place then NFCU to do so :-)

Good Luck and thanks for sharing your story,

Cheers

Message 27 of 29
omgitsMatt
Frequent Contributor

Re: NFCU Secured


@careb3ar wrote:

@omgitsMatt wrote:

Big success.

 

I'd say in 6 months, whether this card unsecures or not, it will be time for 2nd Navy card and  it could be anywhere from a couple thousand to 25k.

 

Then 91/3 after getting 2nd card, CLI request time.

 

In 9 to 12 months your profile will look completely different!


Thank you!! I am super elated 😊 I will definitely try this after 6 months. Would love a 2nd card with lower apr than my quicksilvers and premier card. I am super anxious and excited to see how I grow 9 to 12 months from now!


You could totally do it sooner, but I believe statistically your best results will be after your 6th statement

 

Good luck and congrats!!

Message 28 of 29
Brooklyn2018
Valued Contributor

Re: NFCU Secured

CONGRATS on your approval👍👍👍

 

...NFCU...forgetaboutit😉

 

 

 

I❤️NY





Goal Score: 600(within a year)**MET MY GOAL**
Goal Score: 700(by May/2021)>

Take the myFICO Fitness Challenge













Message 29 of 29
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