NFCU Trifecta COMPLETE!! Flagship APPROVED $21,300

TG10X · ‎08-31-2020

Feeling real accomplished today!

I had no intention of applying for any credit cards when I woke up this morning, but it just got put on my spirit about half way through the day lol. My plan was to wait until the end of the year or even early next year to apply to the Flagship card (bc I already got the Cash Rewards and the More Rewards THIS YEAR). I'd been trying to stay out of this forum to resist temptation but soon as I peak in...

SEE WHAT HAPPENS LOL.

I recently purchased a new vehicle for my job which I set up my autopay through Navy Fed earlier today and this is what made me look in here today. I saw someone asking about a SUB for the Flagship which lead me to the main site and I saw the prequalification button and figured "Why Not". Upon seeing that I "pre-qualified" for all of the cards, I decided not to wait and just pull the trigger. [Also, during my vehicle search I applied for an auto loan through Navy Fed and was pre-qualified for about $42,000. I ultimately did not go with them bc the interest rate was unbelievable. I include this to say that my mindset was if they could pre-approve me for that much, then they probably had a couple dollars for me on the CC side. Why not give it a try..even though auto loans inquiries go through Equifax].

I've been racking up cards this year but only had 6 inquiries on my Transunion [This makes 7.I have one falling off this month].

I applied on my phone to see that I was instantly approved to $21,300!!! I'm so hyped about this. The Navy Fed process had been flawless. I'm looking to build with them long term.