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NFCU & PENFED Approval

tywonagain
Member

NFCU & PENFED Approval

I haven't had time to post anything lately but have had a few approvals over the last six months.

- 10/22/20Smiley Surprisedpened checking and saving with Navy.


- 10/23/20: Applied for nSecure Reward card and approved. 1000 started CL and going into my 7th statement in 2 days and still no upgrade.
Fico 8 EQ 664, Trans 649, Exp 654.


- 02/05/21: Took a shot and applied for CashReward and approved. 3300 starting CL 16.99 APR . I will apply for CLI 90 + 1 day.
Fico 8 EQ: 665, Trans 659, Exp 675


- 04/07/21 Applied for PENFED Power Cash Rewards. Approved 3500 starting CL 17.99 APR.

Fico 8 EQ671,  Trans 651 ,EXP683

 

This is not the form, but I also applied for a Car loan and approved 100% 42k with NFCU on 11/19/20.( Exactly 1 year post discharge Chapter 7)

Starting Score: EQ584 TU553 EX 539
Current Score: EQ673 TU659 EX 688
Goal Score: 750


Take the myFICO Fitness Challenge



CH7 D/C 11/2019
Message 1 of 15
14 REPLIES 14
M_Smart007
Epic Contributor

Re: NFCU & PENFED Approval

Congratulations on your approvals!

Message 2 of 15
spiritcraft1
Valued Contributor

Re: NFCU & PENFED Approval

So cool.  That you for all of the DP's!


| |

Rebuilding from a sudden, swift and complete credit disaster in early 2014 | Starting Scores 2017 = High 300's - Low 400's
8-1-18 -
12-24-18 -
Current F08 -
Current 2,4,5 -
Current F09 -

Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, Amazon Net 55 $5.5k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k - All No PG || PG Accounts: AMEX Biz Gold NPSL | AMEX Biz Plat NPSL | AMEX Blue Cash and Plus Cards
Message 3 of 15
ComeBackLady
Established Contributor

Re: NFCU & PENFED Approval


@tywonagain wrote:

I haven't had time to post anything lately but have had a few approvals over the last six months.

- 10/22/20Smiley Surprisedpened checking and saving with Navy.


- 10/23/20: Applied for nSecure Reward card and approved. 1000 started CL and going into my 7th statement in 2 days and still no upgrade.
Fico 8 EQ 664, Trans 649, Exp 654.


- 02/05/21: Took a shot and applied for CashReward and approved. 3300 starting CL 16.99 APR . I will apply for CLI 90 + 1 day.
Fico 8 EQ: 665, Trans 659, Exp 675


- 04/07/21 Applied for PENFED Power Cash Rewards. Approved 3500 starting CL 17.99 APR.

Fico 8 EQ671,  Trans 651 ,EXP683

 

This is not the form, but I also applied for a Car loan and approved 100% 42k with NFCU on 11/19/20.( Exactly 1 year post discharge Chapter 7)


Congratulations on all your pretty approvals and post discharge especially   🥳🥳🥳 Welcome back! 

Starting Score: June 2020: 502
Current Score: EX: APR 11 - 682,
APR 19 - EQ: 668, APR 26 - TU: 673
FICO: 668

Goal Score: Good: 670 by May ✅. By JUN 675✅,
Come on 680 across all 3, 690’s by JUN. Over 700 in 2021, ideally 725+, 805 LT

TCL: JUN 2020 $700, APR 2021 $7450

AAoA 1 YR 6 Months AoYA 7 weeks
2021 Goal Cards: NAFs and $5K CL’s







Bank and Credit Union Memberships:

Take the myFICO Fitness Challenge


Message 4 of 15
RASULL12
Established Member

Re: NFCU & PENFED Approval

Congratulations  what was the rate on the auto loan? 

 


@tywonagain wrote:

I haven't had time to post anything lately but have had a few approvals over the last six months.

- 10/22/20Smiley Surprisedpened checking and saving with Navy.


- 10/23/20: Applied for nSecure Reward card and approved. 1000 started CL and going into my 7th statement in 2 days and still no upgrade.
Fico 8 EQ 664, Trans 649, Exp 654.


- 02/05/21: Took a shot and applied for CashReward and approved. 3300 starting CL 16.99 APR . I will apply for CLI 90 + 1 day.
Fico 8 EQ: 665, Trans 659, Exp 675


- 04/07/21 Applied for PENFED Power Cash Rewards. Approved 3500 starting CL 17.99 APR.

Fico 8 EQ671,  Trans 651 ,EXP683

 

This is not the form, but I also applied for a Car loan and approved 100% 42k with NFCU on 11/19/20.( Exactly 1 year post discharge Chapter 7)


 

Message 5 of 15
tywonagain
Member

Re: NFCU & PENFED Approval

It was a little steep,  11.29%.  I plan on refinancing.

Starting Score: EQ584 TU553 EX 539
Current Score: EQ673 TU659 EX 688
Goal Score: 750


Take the myFICO Fitness Challenge



CH7 D/C 11/2019
Message 6 of 15
Mr_Mojo_Risin
Valued Contributor

Re: NFCU & PENFED Approval

Things looking good for you. 

Congratulations on all of your approvals, cheers!

NFCU More Rewards 24K CL
AODFCU Visa Signature 5K CL
NFCU Cash Rewards 4K CL
Discover IT 1.5K CL
Cap1 Quicksilver 600 CL
NFCU auto loan
Message 7 of 15
kittycreditmeow
Frequent Contributor

Re: NFCU & PENFED Approval

Congratulations on the approval! 🙂

Credit Cards, Loans & Store Cards





Bank and Credit Union Memberships


Available Credit - $10,600
Util: 16%. Inquiries: TU: 43 EX: 31 EQ: 22
Gardening Until: March 28, 2023
AaOA: 1 Year & 6 Months

Fico 8 Scores Current as of March 2021

Fico 8 Scores Post BK

Bankruptcy Discharged: November 1, 2019
Message 8 of 15
AllZero
Super Contributor

Re: NFCU & PENFED Approval

Congratulations on your approvals!
Message 9 of 15
newfossil
Valued Contributor

Re: NFCU & PENFED Approval

Congratulations!




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 10 of 15
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